Laura Jewett

Laura Jewett

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Closed

$238,000

($101,221 down)
FHA

74687 Azurite Circle E, Palm Desert, CA 92260

2
2
1,440 sqft
PITI Monthly
$1,205.77 /mo

Listing courtesy of: Linda Rakipi Locklear, The Locklear Group

Assumed Rate

3.61%
7.15%

Principal & Interest

$689 /mo
$1,022 /mo

What's Special

SHOPPING
DINING
PATIO
CLUBHOUSE
55+ COMMUNITY

PRICED IMPROVEMENT - Priced to sell! Welcome to Portola Country Club: a private gated 55+ community with an 18-hole par 3 golf course, pickleball, 3 pools, clubhouse with Pub, billiard & fitness rooms. Low HOA fee of $426 includes golf, trash, cable & internet. This lovely home features a bright and open floor plan with 2 bedrooms, 2 bathrooms, an oversized laundry room perfect for doubling as a craft room, newer butcher block counter tops in kitchen, vinyl plank flooring throughout house (except bathrooms), a large covered patio & centrally located near shopping, dining.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 8 months
Monthly PITI
$1,205.77/mo
Estimated Loan Balance
$144,502
Cash to close
$101,221
Interest Paid
$27,617

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portola Country Club
  • Features: Golf, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $426
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $165.28
  • Tax Annual Amount: $3125
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $101,221 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $101,221!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$136,779
Your Cash$101,221
Total Purchase Price:$238,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$689/mo
Traditional @ 7.5%
$1,060/mo
You save $371/month ($4,454/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219115876DA

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$689 /mo
$1,022 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,221 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $101,221!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$136,779
Your Cash$101,221
Total Purchase Price:$238,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$689/mo
Traditional @ 7.5%
$1,060/mo
You save $371/month ($4,454/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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