Laura Jewett

Laura Jewett

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Closed

$785,000

($315,097 down)
FHA

7459 Valle Avenue, Atascadero, CA 93422

4
3
1,715 sqft
PITI Monthly
$3,751.12 /mo

Listing courtesy of: Maci Umbertis, RE/MAX Parkside Real Estate

Assumed Rate

3.61%
7.15%

Principal & Interest

$2,352 /mo
$3,489 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
COZY

This single level home, situated on a large corner lot with a paved driveway, offers approximately 1,700 square feet of living space, including three bedrooms and two full bathrooms, plus a laundry room with an additional 3/4 bathroom. A large attached conversion/bonus room with separate access provides the option for a fourth bedroom with closet already in place. The bright and open living room features wood floors and doors to the back patio plus close proximity to the large dining room with fireplace and rock surround. The updated kitchen boasts granite countertops, stainless steel appliances, and a cozy eat-in dining nook. The primary bedroom includes dual closets and an updated en suite with vanity that includes dual sinks, a tiled shower with bench, and a jetted tub. The spacious fenced backyard is perfect for entertaining friends and family. Additionally, the property includes a 24x24 shop with an 8x8 and a 10x10 door, RV parking, and a separate shed. Conveniently located near schools, restaurants, and wineries, this home is ready for you to make it your own.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 10 months
Monthly PITI
$3,751.12/mo
Estimated Loan Balance
$470,838
Cash to close
$315,097
Interest Paid
$91,530

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1970
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ATSoutheast(40)
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Atascadero

Financial Details

  • Price per Sqft: $457.73
  • Tax Annual Amount: $9812.5
  • On Market Date: 2024-08-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $315,097 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $315,097!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$469,903
Your Cash$315,097
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$2,352/mo
Traditional @ 7.5%
$3,619/mo
You save $1,268/month ($15,211/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24170360

Listing From:

Last updated: 2025-02-25T19:36:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$2,352 /mo
$3,489 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $315,097 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $315,097!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$469,903
Your Cash$315,097
Total Purchase Price:$785,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$2,352/mo
Traditional @ 7.5%
$3,619/mo
You save $1,268/month ($15,211/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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