Laura Jewett

Laura Jewett

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$455,000

($201,097 down)
FHA

744 E Avenue J11, Lancaster, CA 93535

3
3
1,855 sqft
PITI Monthly
$2,137.67 /mo

Listing courtesy of: Jenny Segovia, Segovia Real Estate Group

Assumed Rate

3.72%
7.15%

Principal & Interest

$1,293 /mo
$1,893 /mo

What's Special

SERENE
ENTERTAINMENT
SPACIOUS
MODERN
MASTER SUITE
PATIO
COZY

Presenting a stunning two-story home in the heart of Lancaster, offering a blend of modern elegance and spacious living. This immaculate residence features **three bedrooms** and **three baths**, perfect for families or those seeking ample space for guests. The expansive open-concept design flows seamlessly from the inviting living room to the gourmet kitchen. Beyond the living room, step into the spacious family room, ideal for relaxation and entertaining. With abundant natural light and a cozy ambiance, it’s the perfect place for movie nights or family gatherings. Upstairs, the luxurious master suite provides a serene retreat. Two additional well-appointed bedrooms offer plenty of natural light and share easy access to a stylish full bath. Set on a **large lot**, the property offers endless outdoor possibilities, with space for a pool, garden, or custom entertainment area. A spacious backyard patio is ideal for hosting gatherings or enjoying peaceful evenings under the stars. Located in a desirable Lancaster neighborhood, this home provides both privacy and proximity to local amenities, schools, and parks.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.72
Remaining Loan Term
24 years, 10 months
Monthly PITI
$2,137.67/mo
Estimated Loan Balance
$254,911
Cash to close
$201,097
Interest Paid
$51,228

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $245.28
  • Tax Annual Amount: $5687.5
  • On Market Date: 2024-10-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,097 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $201,097!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$253,903
Your Cash$201,097
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$1,293/mo
Traditional @ 7.5%
$1,964/mo
You save $670/month ($8,045/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24214102

Listing From:

Last updated: 2025-03-08T02:42:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$1,293 /mo
$1,893 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,097 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $201,097!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$253,903
Your Cash$201,097
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$1,293/mo
Traditional @ 7.5%
$1,964/mo
You save $670/month ($8,045/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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