Laura Jewett

Laura Jewett

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Closed

$405,000

($106,314 down)
VA

74388 Zircon Circle E, Palm Desert, CA 92260

2
2
2,004 sqft
PITI Monthly
$2,439.16 /mo

Listing courtesy of: Laura Truax, Palm Desert Greens Real Estate

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,860 /mo
$2,071 /mo

What's Special

DINING
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DOUBLE VANITY
PATIO
LANDSCAPED
CLUBHOUSE

Don't miss the opportunity to make this your oasis in the heart of the Coachella Valley. If you are looking for a great opportunity to own on the golf course, see what this fantastic property has to offer. You have a beautiful view of the 7th green, along with fountains and manicured landscape. Walk in through a beautiful double door entry to a light, bright living room with vaulted ceilings, a fireplace and an impeccable view! Gather your family and friends for a favorite feast in the formal dining room. The kitchen, with its granite counters and beautiful appliances boasts deep kitchen cabinets for an abundance of storage. In addition, the large utility room with a built-in desk has plenty more storage. Ceiling fans throughout the home help in keeping the home cool. The vast primary bedroom features a cedar walk-in closet, a large adjoining bathroom with a double vanity, a shower and a jetted bathtub. Enjoy two patios on the golf course with a low block wall and it is landscaped for privacy. You own your own land in this gorgeous community! This home is already on a permanent foundation for ease of financing. There are so many amenities at this fabulous Country Club! Golf course (FREE golf for residents), putting green, three heated pools with spas, tennis and pickleball courts, bocce ball, a dog park, and RV parking. The clubhouse features a pub, billiard room, library, and a large dining facility. This beauty won't last long! Please call for an appointment today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.11
Remaining Loan Term
27 years, 7 months
Monthly PITI
$2,439.16/mo
Estimated Loan Balance
$300,026
Cash to close
$106,314
Interest Paid
$44,630

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1984
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portola Country Club
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Portola Country Club HOA
  • HOA Amenities: Unknown
  • HOA Fee: $440
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $202.1
  • Tax Annual Amount: $5062.5
  • On Market Date: 2024-11-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $106,314 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $106,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$298,686
Your Cash$106,314
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,860/mo
Traditional @ 7.5%
$2,148/mo
You save $288/month ($3,457/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219120603DA

Listing From:

Last updated: 2025-02-16T15:18:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.11%
7.15%

Principal & Interest

$1,860 /mo
$2,071 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,314 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $106,314!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.11% Sellers Rate
$298,686
Your Cash$106,314
Total Purchase Price:$405,000

Assumed vs Traditional Mortgage

Assumed @ 6.11%
$1,860/mo
Traditional @ 7.5%
$2,148/mo
You save $288/month ($3,457/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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