Laura Jewett

Laura Jewett

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Closed

$489,900

($44,240 down)
VA

74171 Santa Rosa Circle, Palm Desert, CA 92260

2
2
1,459 sqft
PITI Monthly
$3,089.14 /mo

Listing courtesy of: Mike Patakas, Desert Sotheby's International Realty

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,922 /mo
$3,034 /mo

What's Special

REMODELED
LOCATION
GATED COMMUNITY
SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
COMMUNITY POOL
TENNIS COURTS
MOUNTAIN VIEWS
CHARMING

This charming and upgraded residence is a great choice for either full-time or part-time living, featuring a well-designed floor plan and enjoyable amenities just a short distance away. Notable upgrades include a remodeled kitchen with quartz countertops, stainless steel appliances, and custom cabinets with under-lighting; double-paned windows and doors; wood-look tile flooring; tiled framing around the fireplace; a pergola above the patio entertaining area; ceiling fans; recessed LED lighting; and added storage cabinets in the attached two-car garage. This home also boasts vaulted ceilings, a spacious patio area with mountain views, a primary bedroom with an ensuite bathroom, a coastal-inspired guest bathroom, an ideal guest bedroom, and a generous living room with access to the patio, along with a well-sized office/den that can serve as an optional third bedroom. The gated community of Portola Village offers two tennis courts, pickleball courts, a community pool and spa, and the monthly dues are very reasonable. Its prime location provides close access to the El Paseo Shopping District, popular restaurants, shopping options, McCallum Theatre, and the Indian Wells Tennis Garden.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$3,089.14/mo
Estimated Loan Balance
$448,040
Cash to close
$44,240
Interest Paid
$30,310

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: StuccoWall
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Portola Village
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $430
  • HOA Frequency: $Monthly
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $335.78
  • Tax Annual Amount: $6123.75
  • On Market Date: 2024-12-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $44,240 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $44,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$445,660
Your Cash$44,240
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,922/mo
Traditional @ 7.5%
$3,147/mo
You save $225/month ($2,695/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219121583DA

Listing From:

Last updated: 2025-03-25T00:52:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,922 /mo
$3,034 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $44,240 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $44,240!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$445,660
Your Cash$44,240
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,922/mo
Traditional @ 7.5%
$3,147/mo
You save $225/month ($2,695/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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