Laura Jewett

Laura Jewett

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Closed

$544,777

($265,724 down)
VA

7415 Hidden Valley Hollow S, Cottage Grove, MN 55016

5
3
3,266 sqft
PITI Monthly
$1,965.85 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,326 /mo
$2,063 /mo

What's Special

SERENE
MODERN
LUXURY
FIREPLACE
DECK
PATIO
IRRIGATION SYSTEM
CUL-DE-SAC

Nestled in a peaceful cul-de-sac, this home is a true gem, offering a harmonious blend of luxury, comfort, and practicality. As you arrive, the large concrete driveway and majestic mature Oak trees set a welcoming tone, while the oversized 3-car garage, complete with epoxy flooring, provides ample space and a pristine look. Step inside to discover thoughtful upgrades throughout, including sleek bamboo flooring and quartz countertops that bring a modern touch to the kitchen, which also features an inductive cooktop and a stylish ceramic backsplash. The triple patio door leads to an expansive 25 x 15 deck, perfect for outdoor entertaining or simply enjoying the serene surroundings. The main floor laundry, equipped with built-in cabinetry and a laundry tub, adds convenience, while the central vacuum system makes cleaning a breeze. The master bath is a retreat of its own, boasting an oversized shower, while the updated main and lower level baths ensure every space is fresh and contemporary. Solid oak six-panel interior doors, a gas fireplace in the finished lower level, and the efficiency of a furnace replaced just 5 years ago add to the home's appeal. Additional highlights include a new roof (2015), Leafguard gutter covers, a lawn irrigation system, and recently updated garage doors and water heater. This home offers a perfect blend of style, functionality, and comfort, with every detail meticulously cared for, ready for you to enjoy.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,965.85/mo
Estimated Loan Balance
$304,391
Cash to close
$265,724
Interest Paid
$43,841

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Cement
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hidden Valley 7th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Hidden Valley Home Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Annually
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $166.8
  • Tax Annual Amount: $5681
  • On Market Date: 2024-08-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $265,724 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $265,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$279,053
Your Cash$265,724
Total Purchase Price:$544,777

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,326/mo
Traditional @ 7.5%
$2,140/mo
You save $814/month ($9,766/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6573436

Listing From: northstar

Last updated: 2024-12-02T18:12:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,326 /mo
$2,063 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,724 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $265,724!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$279,053
Your Cash$265,724
Total Purchase Price:$544,777

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,326/mo
Traditional @ 7.5%
$2,140/mo
You save $814/month ($9,766/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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