Laura Jewett

Laura Jewett

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Closed

$499,000

($227,687 down)
FHA

7380 Utica Street, Westminster, CO 80030

4
2
1,776 sqft
PITI Monthly
$1,844.86 /mo

Listing courtesy of: Claudia Romero, Megastar Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,224 /mo
$2,004 /mo

What's Special

LOCATION
SPACIOUS
HARDWOOD FLOORS
SOLAR PANELS

Welcome to this spacious four-bedroom, two-bathroom home with incredible potential! Featuring updated appliances, beautiful hardwood floors, and situated on a large corner lot with an extra-large yard perfect for all your recreational gear. The property includes a separate basement entrance, pre-conditioned for a kitchenette, offering flexibility for additional income. Plus, the home is equipped with solar panels adding energy efficiency to your investment. Enjoy a prime location that combines convenience and versatility—this is a must-see for maximizing both living and income opportunities!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,844.86/mo
Estimated Loan Balance
$299,790
Cash to close
$227,687
Interest Paid
$34,053

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Vinyl Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Rosewood
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Westminster

Financial Details

  • Price per Sqft: $280.97
  • Tax Annual Amount: $2927
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,687 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $227,687!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$271,313
Your Cash$227,687
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,224/mo
Traditional @ 7.5%
$2,079/mo
You save $855/month ($10,259/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8277365

Listing From: recolorado

Last updated: 2025-03-06T23:33:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,224 /mo
$2,004 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $227,687 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $227,687!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$271,313
Your Cash$227,687
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,224/mo
Traditional @ 7.5%
$2,079/mo
You save $855/month ($10,259/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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