Laura Jewett

Laura Jewett

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Closed

$749,900

($16,642 down)
FHA

736 E Virginia Terrace, Santa Paula, CA 93060

3
1
1,080 sqft
PITI Monthly
$5,652.85 /mo

Listing courtesy of: Evan Remedios, RE/MAX Gold Coast REALTORS

Assumed Rate

7.06%
7.15%

Principal & Interest

$4,916 /mo
$4,961 /mo

What's Special

DINING
MODERN
DECK
MOUNTAIN VIEWS
CHARMING
COZY
SOLAR PANELS

Introducing a charming 1920's craftsman-style home nestled on one of Santa Paula's most picturesque streets! This inviting home offers 3 bedrooms and 1 bathroom on the main level, radiating charming character and cozy ambiance throughout. Step outside from the dining area onto the south-facing deck to indulge in stunning mountain views and all-day sun exposure. Below the main house you will discover an expansive basement with versatility as an artist studio, ADU, man cave, or granny flat. The expansive 10,550 sq/ft lot is adorned with abundant fruit trees including avocado, plum, nectarine, blood orange, grapefruit, apple, and pear. Whether you're cultivating your garden or seeking solace in your private jungle oasis beneath the shade of a 25-foot avocado tree, tranquility awaits you. Additional lot highlights include ample storage in the shed and lean-to, along with a lower-level carport providing convenient alley access. With newer roof, vinyl plank flooring, Corian countertops, solar panels, and electrical upgrades this home seamlessly blends vintage charm with modern comforts. Don't miss out - schedule your viewing today and embrace the quintessential Santa Paula lifestyle!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$5,652.85/mo
Estimated Loan Balance
$733,856
Cash to close
$16,642
Interest Paid
$38,761

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Asphalt
Condition
  • Year Built: 1924
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Santa Paula

Financial Details

  • Price per Sqft: $694.35
  • Tax Annual Amount: $
  • On Market Date: 2024-04-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,642 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $16,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$733,258
Your Cash$16,642
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$4,916/mo
Traditional @ 7.5%
$5,145/mo
You save $230/month ($2,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-22657

Listing From:

Last updated: 2024-12-05T03:42:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$4,916 /mo
$4,961 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $16,642 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $16,642!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$733,258
Your Cash$16,642
Total Purchase Price:$749,900

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$4,916/mo
Traditional @ 7.5%
$5,145/mo
You save $230/month ($2,754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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