Laura Jewett

Laura Jewett

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Closed

$699,000

($226,663 down)
FHA

736 Verifine Dr, Oakley, CA 94561

4
3
2,686 sqft
PITI Monthly
$2,858.48 /mo

Listing courtesy of: Jessica Lopez, Exp Realty of California Inc.

Assumed Rate

2.87%
7.15%

Principal & Interest

$2,256 /mo
$3,675 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
SOAKING TUB
PATIO
CHARMING

This beautiful Delaney Park home features 4 bedrooms, 3 full bathrooms, 9ft ceilings with 8ft doors & fully owned solar. Built in 2021 with $120k in upgrades, this home boasts 2,686sqft of thoughtfully designed living space. Stepping inside the inviting entryway, you're lead into the spacious great room that seamlessly connects kitchen, family room, & dining area. The kitchen features stunning wood cabinets, quartz countertop, tiled backsplash, beautiful farm style porcelain sink, stainless appliances, & coffee nook, this functional space is the heart of the home. With 1 room & full bathroom downstairs, it’s perfect for visitors or an office. Heading up the discreetly placed stairs, you’ll find a generously sized loft, 2 addtl bedrooms, hall bathroom, & laundry room. The primary features an oversized walk-in closet & en-suite bathroom with soaking tub plus dual sink vanity. Outside is a nicely laid out space focused on providing a calming low maintenance space with concrete patio & fresh grass perfect for enjoying your evenings relaxing. Only 55mi from San Francisco, this charming small town is a hidden gem for families with its quiet community, wonderful park spaces, & nearby quality schools. This home offers comfort, style, & efficiency - all wrapped up in a beautiful package.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$2,858.48/mo
Estimated Loan Balance
$528,349
Cash to close
$226,663
Interest Paid
$53,834

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Listed
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $260.24
  • Tax Annual Amount: $
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $226,663 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $226,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$472,337
Your Cash$226,663
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$2,256/mo
Traditional @ 7.5%
$3,813/mo
You save $1,556/month ($18,674/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41069865

Listing From:

Last updated: 2024-12-14T01:11:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$2,256 /mo
$3,675 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $226,663 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $226,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$472,337
Your Cash$226,663
Total Purchase Price:$699,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$2,256/mo
Traditional @ 7.5%
$3,813/mo
You save $1,556/month ($18,674/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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