Laura Jewett

Laura Jewett

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$739,000

($282,261 down)
VA

734 Richmind Court, Santa Maria, CA 93455

3
2
2,021 sqft
PITI Monthly
$3,536.77 /mo

Listing courtesy of: Jill Jackson, Taylor Hoving Realty Group

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,544 /mo
$3,208 /mo

What's Special

REMODELED
SHOPPING
SPACIOUS
MODERN
FIREPLACE
VAULTED CEILINGS
SOAKING TUB
CUL-DE-SAC
FAMILY-FRIENDLY
COZY

Stunning home tucked away in peaceful cul-de-sac. This beautifully upgraded single story home offers 3 large bedrooms, 2 baths, and 2,021 square feet of well-designed living space. The home’s open layout features soaring vaulted ceilings in the living room, creating an airy, spacious atmosphere. You’ll love the modern touches throughout. Bake your favorite desserts in this fully remodeled kitchen. The soaking tub in the primary bathroom is perfect for relaxation. The guest bathroom is stylish, warm, and modern. The recent exterior paint adds to the home’s appeal, while the cozy wood-burning fireplace provides warmth and charm. Enjoy the private, low-maintenance backyard with mature fruit trees, perfect for unwinding or entertaining. With a 3-car garage, there’s plenty of room for vehicles and storage. Sitting in a quiet, family-friendly neighborhood, this home combines comfort, convenience, and style. Located in a great school district and close to shopping, restaurants, and other conveniences. Come see it for yourself and imagine the possibilities!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 4 months
Monthly PITI
$3,536.77/mo
Estimated Loan Balance
$459,307
Cash to close
$282,261
Interest Paid
$61,850

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, Fireplaces, Wood
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: GoodCondition, Wood
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete, Tile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Santa Maria

Financial Details

  • Price per Sqft: $365.66
  • Tax Annual Amount: $9237.5
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $282,261 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $282,261!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$456,739
Your Cash$282,261
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,544/mo
Traditional @ 7.5%
$3,328/mo
You save $784/month ($9,404/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25019614

Listing From:

Last updated: 2025-03-14T21:43:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,544 /mo
$3,208 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $282,261 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $282,261!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$456,739
Your Cash$282,261
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,544/mo
Traditional @ 7.5%
$3,328/mo
You save $784/month ($9,404/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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