Laura Jewett

Laura Jewett

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Closed

$1,649,000

($1,184,060 down)
FHA

733 Vista Point Circle, Vista, CA 92084

5
5
4,368 sqft
PITI Monthly
$3,404.52 /mo

Listing courtesy of: Jonathan Minerick, Homecoin.com

Assumed Rate

4.32%
7.15%

Principal & Interest

$2,790 /mo
$3,798 /mo

What's Special

LOCATION
GATED COMMUNITY
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
PATIO
BALCONY

$150K PRICE IMPROVEMENT! This Tuscan inspired home offers a panoramic location with the perfect blend of comfort, luxury and convenience. It features stunning ocean views and coastal breezes secluded within a Buena Creek gated community. This recently updated, two-story, dual-balcony, 5-bedroom, 4.5-bath home is immaculate. Double entry doors lead to European tiled floors with a marbled fleur de lis inlay and open into a bright and airy rotunda and an inviting and spacious living room / library. The dining room, with French doors, opens to an outdoor kitchen with built-in grill, refrigerator and secluded hot tub. The open custom kitchen has a five-burner gas stove, dual-sink island, stainless steel built-in double-oven, granite countertops / backsplashes and tons of cabinet space. The great room features a granite-laced, WB fireplace, a built-in wall unit and plantation shutters perfect for movie nights. An ample private bedroom with upgraded full bath and laundry room are also on the first floor. A custom backyard patio with pergola, wood burning fireplace, tons of seating and a three-tier water fountain is the perfect place to enjoy outdoor dinner and sunsets. Professionally designed, water conservation landscape features mature palm, cypress and fruit trees. The second floor has a primary suit/retreat, complete with double-door entry, a gas fireplace, an electric sunscreen, a large walk-in closet and an elevated tub, dual vanities and a custom-tiled shower. The primary balcony is perfect for enjoying spectacular San Diego days and beckons with superb ocean and, on clear days, San Clemente Island views. Three other bedrooms are upstairs and have upgraded bathrooms and rolling hills views, in addition to a tech center/office. Savor the beauty of SoCal living, just 10 miles to Carlsbad beaches. The home features paid 9.8 kW solar, new Navien tankless water heater, hard wired security system, two zone HVAC, 3 car garage, custom paint and new Berber carpet, low HOA and no Mello Roos.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.32
Remaining Loan Term
20 years, 8 months
Monthly PITI
$3,404.52/mo
Estimated Loan Balance
$716,393
Cash to close
$1,184,060
Interest Paid
$207,119

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir, Dual, Electric, Zoned, AtticFan
  • Heating: Central, EnergyStarQualifiedEquipment, ForcedAir, Fireplaces, Propane, Zoned
Features
  • Materials: Drywall, Flagstone, Frame, Glass, Concrete, Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GreatRoom, Masonry, PrimaryBedroom, Outside, Propane, RaisedHearth, WoodBurning, ZeroClearance
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: GoodCondition, Partial, StuccoWall, WroughtIron
Roof
  • Roof: Concrete, FlatTile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean, PatioHome
Materials
  • Drywall, Flagstone, Frame, Glass, Concrete, Stucco, CopperPlumbing
  • Roof: Concrete, FlatTile
Condition
  • Year Built: 2001
Details
  • Builder: AVALON VISTA PARTNERS LLC

Community & HOA

Community
  • Subdivision: Vista
  • Features: Curbs, Foothills, Mountainous, Rural, Suburban, Valley, Gated
HOA
  • Has HOA: Yes
  • HOA Name: VISTA GROVE ESTATES
  • HOA Amenities: Unknown
  • HOA Fee: $185
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $377.52
  • Tax Annual Amount: $
  • On Market Date: 2024-06-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,184,060 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,184,060!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.32% Sellers Rate
$464,940
Your Cash:$1,184,060
Total Purchase Price:$1,649,000

Assumed vs Traditional Mortgage

Assumed @ 4.32%
$2,790/mo
Traditional @ 7.5%
$3,940/mo
You save $1,150/month ($13,803/year)

*Secondary financing rates are an estimated value based on input

MLS ID: TR24120735

Listing From:

Last updated: 2024-10-01T17:53:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.32%
7.15%

Principal & Interest

$2,790 /mo
$3,798 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,184,060 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $1,184,060!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.32% Sellers Rate
$464,940
Your Cash:$1,184,060
Total Purchase Price:$1,649,000

Assumed vs Traditional Mortgage

Assumed @ 4.32%
$2,790/mo
Traditional @ 7.5%
$3,940/mo
You save $1,150/month ($13,803/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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