Laura Jewett

Laura Jewett

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$949,950

($108,028 down)
VA

7339 Bay Harbor Way, Discovery Bay, CA 94505

4
3
2,492 sqft
PITI Monthly
$4,925.99 /mo

Listing courtesy of: Frank Bermudez, Exp Realty of California Inc.

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,720 /mo
$6,146 /mo

What's Special

GATED COMMUNITY
OPEN CONCEPT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

ASSUMABLE VA LOAN @ 2.25% TO VA BUYERS!! This incredible single story 4 bedroom, 3 bath home has approx. 2,492 sf of living space in The Lakes gated community with an in-ground salt/fresh water pool and an OWNED 9.8KW 28 panel solar system. The amazing kitchen features granite counters, 5 burner gas cooktop, oversized island with sink & pendant lighting, stainless steel appliances, glass tile backsplash, walk-in pantry, alcove for a desk or wine fridge, & dinette area with a slider to the covered/gated patio. The open concept flows nicely into the spacious living and dining rooms with tile flooring and plush carpet. The primary bathroom boasts a oversized bathtub and dual walk-in closets. At the front of the house there is a Jr. Suite with it's own bathroom, walk-in closet, and separate entrance from the front courtyard; great for a room rental or In-Laws. All windows have Hunter Douglas plantation shutters and Sunscreens. The sparkling pool can be salt or fresh water and has water fountain features, a shallow shelf with umbrella mount, and water lounge chairs. There is plenty of room for guests under the 12'x20' patio cover featuring recessed lighting and ceiling fans. Additional features: tankless water heater, 3 car garage, water softener, garage cabinets and ceiling racks.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$4,925.99/mo
Estimated Loan Balance
$843,701
Cash to close
$108,028
Interest Paid
$84,583

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: ElectricHeat, InGround, PoolCover

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: THE LAKES
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALL LISTING AGENT
  • HOA Amenities: Unknown
  • HOA Fee: $198
  • HOA Frequency: $Monthly
Location
  • Region: Discovery Bay

Financial Details

  • Price per Sqft: $381.2
  • Tax Annual Amount: $11874.4
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $108,028 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $108,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$841,922
Your Cash$108,028
Total Purchase Price:$949,950

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,720/mo
Traditional @ 7.5%
$6,375/mo
You save $2,655/month ($31,866/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41084917

Listing From:

Last updated: 2025-03-04T18:42:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$3,720 /mo
$6,146 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,028 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $108,028!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$841,922
Your Cash$108,028
Total Purchase Price:$949,950

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$3,720/mo
Traditional @ 7.5%
$6,375/mo
You save $2,655/month ($31,866/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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