Laura Jewett

Laura Jewett

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Closed

$995,000

($292,880 down)
VA

731 Quail St, San Diego, CA 92102

4
3
1,620 sqft
PITI Monthly
$3,323.2 /mo

Listing courtesy of: Jeffrey O'Neal, 360 Residential

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,107 /mo
$5,113 /mo

What's Special

REMODELED
DESIRED
SPACIOUS
WALK-IN CLOSET

Fabulous opportunity to own a spacious 3 bed / 2 bath home PLUS an attached studio / JADU / MIL suite ON A SPACIOUS LOT WITH ALLEY ACCESS (Possible further development opportunity)! Conveniently located between the 15 and the 805 in the Gateway center area near Costco. The main unit is 3 bedrooms & 2 bathrooms with a 2 car garage. The additional income unit is a spacious, open studio with walk-in closet & 1 bathroom. Alley access and separate entrances make it easy to have two totally independent and functioning residences. Central A/C in both homes! Both units were remodeled just 3 years ago! Newer windows, & recessed lighting and a substantial SOLAR system. Front house has it's own 2 car driveway and a fabulous porch area! The back unit has lots of room for parking and even room to make a nice yard if desired. The property can function easily as multigenerational living, a residence with an income producing helper unit, a short term rental, or combination of the above!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,323.2/mo
Estimated Loan Balance
$819,950
Cash to close
$292,880
Interest Paid
$72,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt, Shingle
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $614.2
  • Tax Annual Amount: $
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $292,880 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $292,880!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$702,120
Your Cash$292,880
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,107/mo
Traditional @ 7.5%
$5,304/mo
You save $2,197/month ($26,364/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240023307SD

Listing From:

Last updated: 2025-01-14T01:58:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$3,107 /mo
$5,113 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $292,880 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $292,880!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$702,120
Your Cash$292,880
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$3,107/mo
Traditional @ 7.5%
$5,304/mo
You save $2,197/month ($26,364/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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