Laura Jewett

Laura Jewett

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Closed

$535,000

($180,772 down)
VA

731 Paradise Cove Way, Oceanside, CA 92058

2
2
1,104 sqft
PITI Monthly
$1,764.83 /mo

Listing courtesy of: Liz Biala, Coldwell Banker West

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,598 /mo
$2,617 /mo

What's Special

SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
PATIO
PLAYGROUND

VA approved townhouse in the desirable community of Whelan Ranch. This well laid out home has luxury vinyl flooring throughout the spacious living area and newer sliding French doors leading out to an ample private patio, perfect for relaxing or entertaining. The kitchen boasts stainless steel appliances while the adjacent laundry room with side-by-side washer and dryer provides direct access to the garage for added convenience. An additional parking spot is located just steps from your front door, making parking hassle-free. Nestled in Whelan Ranch, this home is part of a vibrant community with access to wonderful amenities including a park, playground, pool, spa, and plenty of green spaces to enjoy.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,764.83/mo
Estimated Loan Balance
$356,505
Cash to close
$180,772
Interest Paid
$45,286

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Suburban, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Whelan Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $484.6
  • Tax Annual Amount: $
  • On Market Date: 2024-10-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $180,772 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $180,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$354,228
Your Cash$180,772
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,598/mo
Traditional @ 7.5%
$2,714/mo
You save $1,116/month ($13,394/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406265

Listing From:

Last updated: 2024-12-10T04:04:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,598 /mo
$2,617 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $180,772 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $180,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$354,228
Your Cash$180,772
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,598/mo
Traditional @ 7.5%
$2,714/mo
You save $1,116/month ($13,394/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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