Laura Jewett

Laura Jewett

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$510,000

($275,718 down)
FHA

73160 Guadalupe Avenue, Palm Desert, CA 92260

3
2
1,621 sqft
PITI Monthly
$2,011.69 /mo

Listing courtesy of: George Lopez, Berkshire Hathaway HomeServices California Properties

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,129 /mo
$1,757 /mo

What's Special

SPACIOUS
MODERN
LUXURY
CHARMING
EFFICIENT
SOLAR PANELS

**Charming Home with Exceptional Financing Options in Palm Desert**Welcome to 73160 Guadalupe Avenue, a beautifully maintained residence in the heart of Palm Desert, CA. This spacious home offers a fantastic opportunity for both first-time buyers and those looking to upgrade, with a unique benefit that sets it apart from others on the market: an FHA assumable loan at an incredibly low 2.625% interest rate, providing significant long-term savings!The home has been thoughtfully updated to ensure comfort and efficiency. In September 2024, the HVAC system was replaced, ensuring optimal climate control throughout the year. Additionally, the water heater was replaced in February 2025, offering peace of mind with its modern, energy-efficient performance. In addition there is a bonus room that adds approximately 219 square feet.One of the standout features of this property is the 43 solar panels, currently on a Power Purchase Agreement (PPA), which helps lower electricity costs and provides an environmentally friendly solution for sustainable living.Step outside into your own private yard where you'll find a sparkling in-ground pool -- perfect for relaxing and entertaining in the sunny desert climate. Whether you're hosting friends or enjoying a peaceful day at home, the pool adds the perfect touch of resort-style living.Located in a sought-after neighborhood of Palm Desert, this home offers easy access to local shops, restaurants, and golf courses, making it an ideal choice for anyone seeking a blend of convenience, luxury, and comfort.Don't miss out on this exceptional opportunity. Schedule your private showing today and see firsthand what makes this property truly special!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,011.69/mo
Estimated Loan Balance
$238,225
Cash to close
$275,718
Interest Paid
$37,350

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Fiberglass, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Park
HOA
  • Has HOA: No
Location
  • Region: Palm Desert

Financial Details

  • Price per Sqft: $314.62
  • Tax Annual Amount: $6375
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,718 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $275,718!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$234,282
Your Cash:$275,718
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,129/mo
Traditional @ 7.5%
$1,823/mo
You save $693/month ($8,320/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127715DA

Listing From:

Last updated: 2025-04-03T12:31:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,129 /mo
$1,757 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,718 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $275,718!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$234,282
Your Cash:$275,718
Total Purchase Price:$510,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,129/mo
Traditional @ 7.5%
$1,823/mo
You save $693/month ($8,320/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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