Laura Jewett

Laura Jewett

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$545,000

($34,677 down)
FHA

730 W 4th Street UNIT 318, Long Beach, CA 90802

2
2
957 sqft
PITI Monthly
$4,481.67 /mo

Listing courtesy of: Anil Parekh, KP Realty & Investments Inc

Assumed Rate

7.2%
7.15%

Principal & Interest

$3,510 /mo
$3,493 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
PATIO
LOW HOA FEES

This beautiful 2-bedroom, 2-bathroom condo in the heart of Downtown Long Beach offers the perfect blend of comfort and convenience. Both bedrooms are generously sized, each featuring en-suite bathrooms and patio access, creating your own private retreats at the end of a busy day. The unbeatable location places you just steps away from the vibrant energy of Downtown Long Beach, with an array of shopping, dining, entertainment, and attractions right at your doorstep. The condo comes with excellent HOA amenities, including a gym, recreation room. With two gated parking spaces, additional secure guest parking, and extra storage, you'll have all the space and convenience you need. Plus, elevator access and low HOA fees make this condo even more attractive. Don't miss the opportunity to call this incredible space your home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 7 months
Monthly PITI
$4,481.67/mo
Estimated Loan Balance
$511,212
Cash to close
$34,677
Interest Paid
$52,406

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 4
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Downtown (DT)
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Golden Gate Square HOA
  • HOA Amenities: Unknown
  • HOA Fee: $290
  • HOA Frequency: $Monthly
Location
  • Region: Long Beach

Financial Details

  • Price per Sqft: $569.49
  • Tax Annual Amount: $6812.5
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $34,677 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $34,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$510,323
Your Cash$34,677
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$3,510/mo
Traditional @ 7.5%
$3,623/mo
You save $113/month ($1,353/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RS25049292

Listing From:

Last updated: 2025-03-12T00:43:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$3,510 /mo
$3,493 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $34,677 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $34,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$510,323
Your Cash$34,677
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$3,510/mo
Traditional @ 7.5%
$3,623/mo
You save $113/month ($1,353/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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