Laura Jewett

Laura Jewett

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Closed

$539,000

($254,534 down)
VA

724 Paradise Cove Way, Oceanside, CA 92058

2
2
1,104 sqft
PITI Monthly
$1,426.75 /mo

Listing courtesy of: Jamie Lennon, TLC Realty of Socal, Inc

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,260 /mo
$2,053 /mo

What's Special

SHOPPING
MOVE-IN READY
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
PATIO
CLUBHOUSE

Welcome to this light and bright, move-in ready 2-bedroom, 1.5-bath condo in the highly desirable Whelan Ranch community of Oceanside. This rare 2-story unit, with no neighbors above or below, features an open layout with engineered hardwood floors, fresh interior paint, central heating, and an updated kitchen with stainless steel appliances. Enjoy the privacy of a large patio with no neighbors looking in, as well as the convenience of an in-unit laundry room, an attached 1-car garage, and an HOA that covers water and trash. Located just a short drive from the beach and Oceanside's vibrant downtown area, and close to shopping, schools, restaurants, and more, this home offers the perfect blend of comfort and convenience. Whelan Ranch also boasts top-notch amenities, including a pool, spa, park, and clubhouse, all within a VA-approved complex. Don’t miss this incredible opportunity to own a slice of paradise!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,426.75/mo
Estimated Loan Balance
$285,044
Cash to close
$254,534
Interest Paid
$30,064

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Whelan Ranch Association
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $488.22
  • Tax Annual Amount: $
  • On Market Date: 2024-08-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,534 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $254,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$284,466
Your Cash$254,534
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,260/mo
Traditional @ 7.5%
$2,129/mo
You save $869/month ($10,429/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407115

Listing From:

Last updated: 2024-12-05T05:09:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,260 /mo
$2,053 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,534 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $254,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$284,466
Your Cash$254,534
Total Purchase Price:$539,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,260/mo
Traditional @ 7.5%
$2,129/mo
You save $869/month ($10,429/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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