Laura Jewett

Laura Jewett

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Pending

$1,590,000

($325,960 down)
VA

721 Oleander Place, Vista, CA 92081

6
5
3,320 sqft
PITI Monthly
$5,835.77 /mo

Listing courtesy of: LINDA CHUNG, Southland Homes

Assumed Rate

2.9%
7.15%

Principal & Interest

$5,619 /mo
$9,118 /mo

What's Special

SPACIOUS
MODERN
VAULTED CEILINGS
HOME OFFICE
SOLAR PANELS
RENTAL INCOME

Welcome to this beautiful ranch-style home offering both comfort and convenience. Nestled behind a gated circular driveway, this property provides privacy and ample parking. Step inside to discover a thoughtfully designed space featuring a spacious living room with soaring vaulted ceilings, creating an inviting and airy atmosphere. The chef's kitchen offers natural light and is perfect for preparing gourmet meals. The master bedroom on the main floor provides a peaceful retreat with direct access to the expansive backyard, allowing for easy indoor-outdoor living. The second level provides two versatile spaces. Can be used as an additional bedroom, bonus room, home office, gym, or even extra storage. The newly constructed two-bedroom, one-bathroom ADU offers a perfect blend of modern living with its very own outdoor space. Perfect for guests, in-laws, or rental income. Outside, the large backyard is an entertainer’s dream, featuring a built-in BBQ and jacuzzi, making it the perfect place to relax or host gatherings. Additional highlights include leased solar panels and a brand-new roof, ensuring efficiency and peace of mind.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 10 months
Monthly PITI
$5,835.77/mo
Estimated Loan Balance
$1,269,150
Cash to close
$325,960
Interest Paid
$119,853

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 5
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces, Propane
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: None
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $478.92
  • Tax Annual Amount: $19875
  • On Market Date: 2025-01-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,960 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $325,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$1,264,040
Your Cash$325,960
Total Purchase Price:$1,590,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$5,619/mo
Traditional @ 7.5%
$9,458/mo
You save $3,839/month ($46,065/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24255454

Listing From:

Last updated: 2025-03-05T02:22:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$5,619 /mo
$9,118 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $325,960 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $325,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$1,264,040
Your Cash$325,960
Total Purchase Price:$1,590,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$5,619/mo
Traditional @ 7.5%
$9,458/mo
You save $3,839/month ($46,065/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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