Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$775,000

($130,400 down)
FHA

721 Helena Court, Oxnard, CA 93033

3
2
1,476 sqft
PITI Monthly
$5,393.31 /mo

Listing courtesy of: Israel Magana, eXp Realty of California, Inc

Assumed Rate

6.26%
7.15%

Principal & Interest

$4,067 /mo
$4,457 /mo

What's Special

REMODELED
FRESH PAINT
SHOPPING
SPACIOUS
MODERN
CUL-DE-SAC
COZY

Tucked away on a quiet cul-de-sac, this 3 bedroom 2 bath home offers a perfect blend of comfort and convenience. This home was remodeled just a few years ago, opening up the living area to create a spacious, inviting floor plan--ideal for entertaining. Stunning laminate flooring runs throughout the main areas, while the bedrooms feature cozy carpeting.The kitchen has been refreshed with new cabinets, countertops, and a modern sink, while fresh paint and newer ceiling fans add to the home's charm. Enjoy direct access to a two-car garage, plus additional driveway parking and potential space for an RV. The furnace is only a few years old.Then step outside to a spacious backyard--perfect for relaxing or BBQs with family and friends. Located a little over a mile from the beach, this home is also within walking distance of a neighborhood park and conveniently close to shopping, the Naval base, freeway access and PCH. Don't miss this opportunity to live on the coast.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$5,393.31/mo
Estimated Loan Balance
$645,998
Cash to close
$130,400
Interest Paid
$81,675

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Brick
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Other
  • Roof: Composition, Shingle
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pleasant Valley Estates 1 - 222701
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $525.07
  • Tax Annual Amount: $9687.5
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,400 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $130,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$644,600
Your Cash$130,400
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$4,067/mo
Traditional @ 7.5%
$4,623/mo
You save $556/month ($6,668/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-28468

Listing From:

Last updated: 2025-04-02T00:56:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$4,067 /mo
$4,457 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,400 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $130,400!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$644,600
Your Cash$130,400
Total Purchase Price:$775,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$4,067/mo
Traditional @ 7.5%
$4,623/mo
You save $556/month ($6,668/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.