Laura Jewett

Laura Jewett

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Closed

$155,000

($69,995 down)
FHA

719 8th Street S, Saint James, MN 56081

4
2
1,684 sqft
PITI Monthly
$869.12 /mo

Listing courtesy of: , EXIT Realty - Great Plains

Assumed Rate

4.44%
7.15%

Principal & Interest

$484 /mo
$650 /mo

What's Special

DINING
DECK
PATIO

This two story home with fantastic woodwork throughout the home includes 4 bedrooms 2 baths with a big two stall detached garage with extra storage or turn it into a man cave as it already has air and heat for it. The screened in porch allows you to enjoy the nice days outside. You also have a deck out front to enjoy the nicer nights. This home is located on a corner lot and has a fenced in area between your house and garage that you could put your pets or put a patio in. The main level of the home includes a big kitchen leading to a big dining room and living room. The upstairs has 4 bedrooms with a bathroom with nice old woodwork that is hard to find now days. This home is priced to sell come take a look.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.44
Remaining Loan Term
23 years, 1 months
Monthly PITI
$869.12/mo
Estimated Loan Balance
$85,343
Cash to close
$69,995
Interest Paid
$27,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Boiler
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1913
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Closes Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint James

Financial Details

  • Price per Sqft: $92.04
  • Tax Annual Amount: $2002
  • On Market Date: 2024-07-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $69,995 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $69,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$85,006
Your Cash$69,995
Total Purchase Price:$155,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$484/mo
Traditional @ 7.5%
$674/mo
You save $190/month ($2,280/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6568822

Listing From: northstar

Last updated: 2025-01-27T19:06:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.44%
7.15%

Principal & Interest

$484 /mo
$650 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $69,995 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $69,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.44% Sellers Rate
$85,006
Your Cash$69,995
Total Purchase Price:$155,000

Assumed vs Traditional Mortgage

Assumed @ 4.44%
$484/mo
Traditional @ 7.5%
$674/mo
You save $190/month ($2,280/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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