Laura Jewett

Laura Jewett

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$397,500

($161,740 down)
FHA

7116 E Dodge Circle, Prescott Valley, AZ 86314

3
2
1,484 sqft
PITI Monthly
$1,553.91 /mo

Listing courtesy of: Kelli M Macari, Better Homes And Gardens Real Estate Bloomtree Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,088 /mo
$1,729 /mo

What's Special

SHOPPING
ENTERTAINMENT
MATURE TREES
CHARMING
NO HOA

Great investment property or first time home buyer. Brand new furnace in Feb 2025. Enjoy this charming 3 bedroom 2 bath home close to shopping, schools, entertainment and hospital with the freedom of no HOA. Plenty of room with this oversized lot for RV parking or room to build your workshop. AZ room is heated and cooled. Fenced backyard with mature trees. Leased solar is $85 per month, that will save you so much on electric. Primary bedroom is 12x15. Guest rooms are 11x11. Smart thermostat and Smart garage door opener.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,553.91/mo
Estimated Loan Balance
$237,693
Cash to close
$161,740
Interest Paid
$28,835

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air Gas
Features
  • Materials: Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Contemporary, Ranch
Materials
  • Wood Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Prescott Valley 18
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $267.86
  • Tax Annual Amount: $1621
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,740 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $161,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$235,760
Your Cash$161,740
Total Purchase Price:$397,500

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,088/mo
Traditional @ 7.5%
$1,793/mo
You save $706/month ($8,470/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1069754

Listing From: paar

Last updated: 2025-03-22T04:04:23.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,088 /mo
$1,729 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,740 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $161,740!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$235,760
Your Cash$161,740
Total Purchase Price:$397,500

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,088/mo
Traditional @ 7.5%
$1,793/mo
You save $706/month ($8,470/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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