Laura Jewett

Laura Jewett

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Closed

$625,000

($428,994 down)
VA

705 1st Street, Golden, CO 80403

4
2
1,712 sqft
PITI Monthly
$1,583.86 /mo

Listing courtesy of: Andy Verleger, WestBound Realty, LLC

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,143 /mo
$1,621 /mo

What's Special

LOCATION
FRESH PAINT
SHOPPING
DINING
HOME OFFICE
DECK
LANDSCAPED
CHARMING

Situated in the heart of Golden, this charming home features a large, well-maintained lot, views from every room, the potential for separate living spaces, and a splendid location. Approaching the property through the meticulously landscaped front yard you will immediately notice the inviting front porch, perfect for relaxing afternoons and weekends spent greeting neighbors and enjoying the 360-degree stunning views. Upon entering the home, new carpet and fresh paint are evident throughout and the living room is filled with natural light. The living room provides access to the primary bedroom through elegant French doors. A convenient ¾ bathroom is just down the hall, shared with the second bedroom. The eat-in kitchen includes a built-in pantry, shelving, and space for meal prep. Adjacent to the kitchen is a thoughtful, light-filled room ideal for a home office. A unique sunroom completes the main level with windows facing southern views of South Table Mesa, Mt. Zion, downtown Golden, and Green Mountain. Step onto the back deck and the views continue, watching the foothills disappear in the distance. Descend from the sunroom past the back entrance to the basement. With some creative construction, the basement presents multiple uses and the opportunity for a completely separate living situation. A great room with garden-level windows looking directly into perennial flowers serves as the centerpiece of the lower level. Two additional non-conforming bedrooms are accessible from the great room for a private getaway. Additionally, in the basement is an expansive kitchen area with an eat-in option, featuring a stove, sink, cabinets, and new flooring and paint. Another 3/4 bath is also located in the basement. Completing this level is a large unfinished utility room, great for storage, and also contains a laundry area. This distinctive home offers numerous living options and outdoor adventures, community events, shopping, dining, and more are steps from your front door.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.98
Remaining Loan Term
20 years, 4 months
Monthly PITI
$1,583.86/mo
Estimated Loan Balance
$222,081
Cash to close
$428,994
Interest Paid
$83,594

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Other
  • Heating: Forced Air
Features
  • Materials: Frame, Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Metal Siding
  • Roof: Composition
Condition
  • Year Built: 1927
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mc Kenzie & Martensen Add To Golden
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Golden

Financial Details

  • Price per Sqft: $365.07
  • Tax Annual Amount: $3290
  • On Market Date: 2024-05-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $428,994 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $428,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$196,006
Your Cash:$428,994
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,143/mo
Traditional @ 7.5%
$1,681/mo
You save $538/month ($6,460/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7050639

Listing From: recolorado

Last updated: 2024-10-01T18:06:30.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.98%
7.15%

Principal & Interest

$1,143 /mo
$1,621 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $428,994 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $428,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.98% Sellers Rate
$196,006
Your Cash:$428,994
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.98%
$1,143/mo
Traditional @ 7.5%
$1,681/mo
You save $538/month ($6,460/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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