Laura Jewett

Laura Jewett

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Closed

$625,000

($12,838 down)
VA

7043 Wattle Dr, San Diego, CA 92139

3
2
1,222 sqft
PITI Monthly
$3,928.15 /mo

Listing courtesy of: Matt Huneycutt, eXp Realty of California, Inc.

Assumed Rate

4.17%
7.15%

Principal & Interest

$3,110 /mo
$4,311 /mo

What's Special

STAINLESS STEEL APPLIANCES
PATIO
AFFORDABLE

Back on Market. Best bang for the buck in San Diego! All the benefits of a detached home without the price tag! Up for sale is a rarely available 3 bed, 2 bath TWIN HOME, complete with a fenced back yard and solar. This home shares only one wall, with one neighbor, bringing the cost way down and keeping the quality of life way up. In this record level housing market its the most affordable starter home anywhere. This unit is FHA and VA Approved AND there is a 4.75% ASSUMABLE LOAN on it that the seller will hand over!! New updated stainless steel appliances, new A/C unit approved by HOA, ceiling fans, recessed lighting, dual pane windows, and new paint throughout. This home is kept immaculate. Large size patio/yard with only one neighbor. In unit new washer and dryer and plenty of storage. Very clean community with huge pool and jacuzzi. This unit comes with 2 assigned parking spots. Easy access to freeway, very close to schools and stores. You must see this home in person to appreciate it!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,928.15/mo
Estimated Loan Balance
$614,118
Cash to close
$12,838
Interest Paid
$75,722

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: CommonRoof
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: CommonRoof
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Paradise Hills
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Terrace Green 1
  • HOA Amenities: Unknown
  • HOA Fee: $335
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $511.46
  • Tax Annual Amount: $7812.5
  • On Market Date: 2024-07-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $12,838 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $12,838!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$612,162
Your Cash$12,838
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$3,110/mo
Traditional @ 7.5%
$4,472/mo
You save $1,362/month ($16,341/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240014535SD

Listing From:

Last updated: 2025-01-14T22:24:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$3,110 /mo
$4,311 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $12,838 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $12,838!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$612,162
Your Cash$12,838
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$3,110/mo
Traditional @ 7.5%
$4,472/mo
You save $1,362/month ($16,341/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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