Laura Jewett

Laura Jewett

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Closed

$595,000

($141,707 down)
VA

702 Whitney Court, Los Banos, CA 93635

4
3
2,078 sqft
PITI Monthly
$2,307.88 /mo

Listing courtesy of: Nicolas Matos, Premier Realty Associates

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,141 /mo
$3,361 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
COZY

Welcome to this beautiful 4-bedroom, 3.5 bathroom home in the Cresthills neighborhood. This spacious residence spans 2,078 sq. ft. and is situated on an expansive 13,492 sq. ft. lot, offering plenty of room for outdoor activities, and potential expansion. The kitchen is a chef's delight, featuring granite countertops, a gas oven range, The family room, combined with the kitchen, provides an open and inviting space for gatherings, while the dining area is perfect for formal meals. One Bedroom Suite located downstairs. Enjoy the comfort of laminate and tile flooring throughout, and cozy up to the fireplace on cooler evenings. The home includes a walk-in closet for ample storage and a convenient laundry area with a washer and dryer. The property also boasts a 3-car garage, window shutters, new HVAC, fully paid solar power, Additional structures on the lot include a workshop/RV Garage. Don't miss the opportunity to make this your new home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,307.88/mo
Estimated Loan Balance
$455,181
Cash to close
$141,707
Interest Paid
$68,668

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Los Banos

Financial Details

  • Price per Sqft: $286.33
  • Tax Annual Amount: $
  • On Market Date: 2024-11-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $141,707 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $141,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$453,293
Your Cash$141,707
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,141/mo
Traditional @ 7.5%
$3,486/mo
You save $1,345/month ($16,141/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81985884

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,141 /mo
$3,361 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $141,707 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $141,707!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$453,293
Your Cash$141,707
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,141/mo
Traditional @ 7.5%
$3,486/mo
You save $1,345/month ($16,141/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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