Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$398,000

($121,078 down)
FHA

7012 S 22ND Lane, Phoenix, AZ 85041

3
2
1,497 sqft
PITI Monthly
$1,892.47 /mo

Listing courtesy of: Christopher Michael Haller, HomeSmart

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,401 /mo
$2,041 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
DECK
PRIVATE BACKYARD
MOUNTAIN VIEWS

*Assumable Loan at 4.49% Rate* Discover your dream home in Mountain Vista! This stylish 3-bed, 2-bath with desirable 3-car garage - blends comfort, convenience, and stunning mountain views. Inside, an open floor plan seamlessly connects living, dining, and kitchen areas. High ceilings and bay windows enhance the space, while tile flooring ensures easy maintenance. The gourmet kitchen features sleek counter tops, modern appliances, and a convenient pantry. Primary suite offers a serene retreat with a spacious layout and en-suite bathroom. Outside, enjoy a private backyard oasis with lush grass and a shaded deck. Located just 15 minutes from downtown Phoenix, this property offers tranquility and urban convenience. Don't miss this rare opportunity to experience Arizona living at its finest!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,892.47/mo
Estimated Loan Balance
$290,401
Cash to close
$121,078
Interest Paid
$33,158

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Great Western Homes

Community & HOA

Community
  • Subdivision: MOUNTAIN VISTA
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Vista
  • HOA Amenities: Unknown
  • HOA Fee: $66
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $265.87
  • Tax Annual Amount: $1526
  • On Market Date: 2024-07-16T02:40:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,078 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $121,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$276,922
Your Cash$121,078
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,401/mo
Traditional @ 7.5%
$2,117/mo
You save $716/month ($8,591/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6692138

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-30T21:24:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,401 /mo
$2,041 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,078 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $121,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$276,922
Your Cash$121,078
Total Purchase Price:$398,000

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,401/mo
Traditional @ 7.5%
$2,117/mo
You save $716/month ($8,591/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.