Laura Jewett

Laura Jewett

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Pending

$495,000

($153,864 down)
VA

7003 Saranac St UNIT 108, San Diego, CA 92115

2
2
967 sqft
PITI Monthly
$2,208.8 /mo

Listing courtesy of: Brian Cane, Keller Williams La Jolla

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,527 /mo
$2,529 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY
COZY
AFFORDABLE

Discover this updated top-floor unit in the small gated community of Saranac Villas! An assumable 2.75% interest VA loan is an option for the right buyer! With a tasteful interior and thoughtful finishes, this home offers both comfort and convenience. The living space opens to a balcony off the kitchen, providing a cozy spot to enjoy fresh air. The kitchen features ceramic tile flooring, granite countertops, and stainless steel appliances. Both full bathrooms are updated with ceramic tile and granite counters. The master bedroom includes mirrored closet doors to enhance the sense of openness, while the second bedroom offers a spacious walk-in closet, giving you plenty of storage options. Enjoy the convenience of in-unit laundry and two covered, side-by-side parking spaces. Located near the 8 freeway, SDSU, Lake Murray, shopping, dining, and grocery stores, this home puts everything you need within easy reach. Don't miss out on this great opportunity to own a two-bedroom home in San Diego for an affordable price!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,208.8/mo
Estimated Loan Balance
$343,368
Cash to close
$153,864
Interest Paid
$40,021

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Electric, Zoned
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: SeeRemarks
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Saranac Villas
  • HOA Amenities: Unknown
  • HOA Fee: $472
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $511.89
  • Tax Annual Amount: $6187.5
  • On Market Date: 2025-01-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,864 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $153,864!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$341,136
Your Cash$153,864
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,527/mo
Traditional @ 7.5%
$2,623/mo
You save $1,097/month ($13,159/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017287SD

Listing From:

Last updated: 2025-02-19T17:24:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,527 /mo
$2,529 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $153,864 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $153,864!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$341,136
Your Cash$153,864
Total Purchase Price:$495,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,527/mo
Traditional @ 7.5%
$2,623/mo
You save $1,097/month ($13,159/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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