Laura Jewett

Laura Jewett

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Closed

$625,000

($114,768 down)
VA

685 S MCCRACKEN Lane, Camp Verde, AZ 86322

3
2
1,567 sqft
PITI Monthly
$2,681.72 /mo

Listing courtesy of: Justin A Chambers, Chambers Realty Group

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,317 /mo
$3,674 /mo

What's Special

LOCATION
DECK
NO HOA

Assumable loan at 2.23%, put about $115,000 down and assume the rest at an unbelievable rate. Debt service payments of only $2,072.39 per month. Spectacular location with stunning, unblockable views. New Interior paint. Located on over 3 acres, with plenty of space to build out a horse paddock and barn, you can ride straight through the AZ State Trust land to the Camp Verde Rodeo Ground and Coconino National Forest. Enjoy endless riding, biking and hiking on the miles of adjacent trails, or head down to the Camp Verde Sports complex! House is on a dead end street, for privacy. The home itself has a custom kitchen, 3 bedrooms 2 bathrooms, a new AC unit, tile floors. The back deck is 50' long, and has mountain and greenbelt views. This is a true opportunity. Private Well. No HOA.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,681.72/mo
Estimated Loan Balance
$513,237
Cash to close
$114,768
Interest Paid
$62,957

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Propane
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial, Wood, Wire
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic Tank
  • Water Source: Well - Pvtly Owned
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1999
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: Under 5 acres
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Camp Verde

Financial Details

  • Price per Sqft: $398.85
  • Tax Annual Amount: $2381
  • On Market Date: 2024-07-04T08:33:55.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,768 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $114,768!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$510,232
Your Cash$114,768
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,317/mo
Traditional @ 7.5%
$3,810/mo
You save $1,494/month ($17,926/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6660690

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-01T08:06:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$2,317 /mo
$3,674 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,768 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $114,768!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$510,232
Your Cash$114,768
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$2,317/mo
Traditional @ 7.5%
$3,810/mo
You save $1,494/month ($17,926/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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