Laura Jewett

Laura Jewett

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Pending

$369,900

($215,091 down)
VA

683 Belmont Lane W, Roseville, MN 55113

3
2
1,948 sqft
PITI Monthly
$1,431.12 /mo

Listing courtesy of: , Lentsch Company

Assumed Rate

4.05%
7.15%

Principal & Interest

$927 /mo
$1,304 /mo

What's Special

DINING
SPACIOUS
HARDWOOD FLOORS
FIREPLACE
FINISHED BASEMENT
HOME OFFICE
DECK
PATIO
FENCED YARD
MATURE TREES
COZY

Multiple offers - 4:45 Sunday offer time frame *Sparkling clean 3+ bedroom on “park style” fenced yard with “hard to find” aka “must have” fenced in Sport Court…Spacious tiered entertaining deck, mature trees, shed and room for play set & BBQ fire pit. Bright full sized eat-in kitchen leads to “holiday style” dining room and patio door to the must see backyard. 3 bedrooms on main level with sun filled south windows, hardwood floors, paneled doors & cozy electric fireplace. Check out the cool multi use finished basement as a family room, guest room, in-law getaway, primary suite 4th BR, or private in home office. Attached garage & 4 driveway parking spots. Located in high demand nature type neighborhood just a “stones throw & football toss” to so much of what is Roseville. *Roof 2023. Gutters & hot water heater 2025. Central AC 2023, Bathroom 2024. New siding 2018. - Private court = Pickle ball, tennis, boot hockey, basketball, etc.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.05
Remaining Loan Term
20 years, 5 months
Monthly PITI
$1,431.12/mo
Estimated Loan Balance
$235,605
Cash to close
$215,091
Interest Paid
$67,979

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Pitched
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision: James Third Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $189.89
  • Tax Annual Amount: $4246
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,091 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $215,091!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$154,809
Your Cash:$215,091
Total Purchase Price:$369,900

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$927/mo
Traditional @ 7.5%
$1,353/mo
You save $425/month ($5,103/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6687497

Listing From: northstar

Last updated: 2025-03-31T15:36:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.05%
7.15%

Principal & Interest

$927 /mo
$1,304 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,091 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $215,091!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.05% Sellers Rate
$154,809
Your Cash:$215,091
Total Purchase Price:$369,900

Assumed vs Traditional Mortgage

Assumed @ 4.05%
$927/mo
Traditional @ 7.5%
$1,353/mo
You save $425/month ($5,103/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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