Laura Jewett

Laura Jewett

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Closed

$379,900

($234,715 down)
FHA

68206 Calle Azteca, Desert Hot Springs, CA 92240

3
2
1,210 sqft
PITI Monthly
$1,504.65 /mo

Listing courtesy of: Jose Espinoza, OZA Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$837 /mo
$1,161 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
PATIO
MATURE TREES

Discover this beautifully maintained 3-bedroom, 2-bathroom home in a desirable Desert Hot Springs neighborhood. Built in 2005, this home showcases pride of ownership with its immaculate condition and thoughtful upgrades. The inviting interior features updated laminate wood and tile flooring, a stylish kitchen with granite countertops, and a spacious living area. The large backyard offers a covered patio--perfect for relaxing or entertaining--surrounded by gravel, mature trees, and shrubs for added privacy. A gated front yard with a mature ficus tree barrier enhances security while complementing the desert landscape. Additional highlights include a durable tile roof, an east-facing main entrance, and a spacious two-car garage. The laundry room is inside the house. This is truly one of the cleanest and best-kept homes available in Desert Hot Springs for under $400K--don't miss this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
22 years, 1 months
Monthly PITI
$1,504.65/mo
Estimated Loan Balance
$147,483
Cash to close
$234,715
Interest Paid
$52,563

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GreatRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Park
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $313.97
  • Tax Annual Amount: $4748.75
  • On Market Date: 2025-02-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $234,715 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $234,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$145,185
Your Cash:$234,715
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$837/mo
Traditional @ 7.5%
$1,204/mo
You save $367/month ($4,398/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219125280DA

Listing From:

Last updated: 2025-02-25T20:26:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$837 /mo
$1,161 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $234,715 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $234,715!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$145,185
Your Cash:$234,715
Total Purchase Price:$379,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$837/mo
Traditional @ 7.5%
$1,204/mo
You save $367/month ($4,398/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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