Laura Jewett

Laura Jewett

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Closed

$699,999

($21,831 down)
VA

681 Roosevelt Street, Escondido, CA 92027

3
2
1,150 sqft
PITI Monthly
$4,565.03 /mo

Listing courtesy of: Maria Raella Benemerito, Realty One Group Pacific

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,589 /mo
$4,795 /mo

What's Special

GRANITE COUNTERTOPS
SOLAR PANELS

30K PRICE REDUCTION!!! Take this Chance!!! The home where you just can't wait to get back to at the end of the day! Nestled on a quiet street in North Escondido, this beautifully upgraded 3bedroom, 2bath home is filled with thoughtful touches. The open floor plan invites you in with natural light shining across laminate floors. With freshly painted walls, you're ready to move-in. The kitchen is ready for home-cooked meals prepared on granite countertops and you will love the ample espresso cabinets. The bedrooms are tucked into the quiet part of the home. There’s even a 4th room used as an office space with private entrance — just the right spot for working, studying, or simply dreaming. But the real showstopper is the 6,000-sqft backyard with its private retreat! With a tranquil fish pond, perfect for relaxing, entertaining, or creating the ultimate space for families, kids and pets. And with energy-saving solar panels, this home is as smart as it is inviting. Best of all, it’s close to everything you need—shops, restaurants, and easy freeway access—while still offering the peace and quiet of a friendly neighborhood. See if you qualify for the HomeBuyer Grant of up to $ 17,500!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,565.03/mo
Estimated Loan Balance
$682,358
Cash to close
$21,831
Interest Paid
$88,077

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Ductless, WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Waterfall

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $608.69
  • Tax Annual Amount: $8749.99
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $21,831 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $21,831!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$678,168
Your Cash$21,831
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,589/mo
Traditional @ 7.5%
$4,974/mo
You save $1,385/month ($16,621/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500733

Listing From:

Last updated: 2025-02-27T21:54:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$3,589 /mo
$4,795 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $21,831 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $21,831!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$678,168
Your Cash$21,831
Total Purchase Price:$699,999

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$3,589/mo
Traditional @ 7.5%
$4,974/mo
You save $1,385/month ($16,621/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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