Laura Jewett

Laura Jewett

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Closed

$240,000

($94,805 down)
FHA

681 Glendale Street, Owatonna, MN 55060

4
2
1,808 sqft
PITI Monthly
$1,171.6 /mo

Listing courtesy of: , Keller Williams Select Realty

Assumed Rate

3.16%
7.15%

Principal & Interest

$684 /mo
$1,074 /mo

What's Special

ENTERTAINMENT
SPACIOUS
MODERN
GAME ROOM
DECK
QUIET NEIGHBORHOOD

Welcome to this beautifully updated single-family home, perfectly situated in a quiet neighborhood. Boasting 4bedrooms and 2 baths, this residence offers a blend of modern elements and practical functionality, ideal for both single-family living and multi-generational arrangements . Stylish Updates: Enjoy a fresh, contemporary feel with new paint, light fixtures, flooring, and window coverings throughout. Each room is bathed in natural light, thanks to ample windows that brighten even the lower level, which features full-sized garden-level windows. Entertainment Ready: This home is designed for hosting and gatherings with its two full kitchens. Whether you’re preparing a feast for a crowd or simply enjoying a meal with loved ones, you’ll appreciate the convenience and functionality. Inviting Living Spaces: The main-level living room opens to a spacious deck that overlooks the backyard, providing a perfect setting for relaxation and outdoor entertaining. Versatile Lower Level: The lower-level family room features built-in bookcases, making it an ideal spot for a game room, library, or additional living space. Comfort Year-Round: Each level is equipped with its own heating and cooling controls, ensuring optimal comfort throughout the year. Additional Amenities: The attached 2-car garage offers ample space for vehicles and can easily double as a workshop for your projects. Outside, the large backyard storage shed provides ample space for your riding lawnmower, seasonal items, and more. Ring cameras allow you to keep an eye on your home while you're out. This meticulously maintained home combines comfort, style, and practicality, making it an excellent choice for your next move. Don’t miss the opportunity to make 681 Glendale Road your new address!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,171.6/mo
Estimated Loan Balance
$145,497
Cash to close
$94,805
Interest Paid
$21,949

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Dual, Zoned
  • Heating: Forced Air, Zoned
Features
  • Materials: Block, Fiber Board, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer - In Street
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Block, Fiber Board, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Boeke # 2
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Owatonna

Financial Details

  • Price per Sqft: $132.74
  • Tax Annual Amount: $2694
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $94,805 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $94,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$145,195
Your Cash$94,805
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$684/mo
Traditional @ 7.5%
$1,114/mo
You save $430/month ($5,159/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6600010

Listing From: northstar

Last updated: 2024-11-01T22:54:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$684 /mo
$1,074 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $94,805 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $94,805!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$145,195
Your Cash$94,805
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$684/mo
Traditional @ 7.5%
$1,114/mo
You save $430/month ($5,159/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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