Laura Jewett

Laura Jewett

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$524,900

($199,085 down)
FHA

6812 S 45TH Avenue, Laveen, AZ 85339

5
4
2,527 sqft
PITI Monthly
$2,071.3 /mo

Listing courtesy of: Adam Mikesell, HomeSmart Premier

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,461 /mo
$2,421 /mo

What's Special

SHOPPING
DINING
MODERN
STAINLESS STEEL APPLIANCES
PATIO
CUL-DE-SAC

Welcome to your new home nestled on a desirable corner lot, leading to a Cul-De-Sac in the Rogers Ranch Community. This beautiful home features 5 bedrooms, 3.5 bathrooms with well thought out designs throughout. With large living areas, high ceilings and modern finishes, this home provides both comfort and style! The kitchen is complete with quartz countertops, stainless steel appliances and a designer backsplash. Entertain effortlessly in the expansive living and family rooms. Step outside to an extended covered patio and enjoy the newly planted grass. The separate third car garage provides versatility and ample storage space. Just minutes from A-Rated schools, dining, shopping and the Loop 202, this home is unbeatable! Don't just save it, come SEE it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,071.3/mo
Estimated Loan Balance
$326,531
Cash to close
$199,085
Interest Paid
$38,308

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Territorial/Santa Fe
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Richmond American Homes

Community & HOA

Community
  • Subdivision: Rogers Ranch
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rogers Ranch Unit 3
  • HOA Amenities: Unknown
  • HOA Fee: $69.3
  • HOA Frequency: $Monthly
Location
  • Region: Laveen

Financial Details

  • Price per Sqft: $207.72
  • Tax Annual Amount: $2275
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,085 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $199,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$325,815
Your Cash$199,085
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,461/mo
Traditional @ 7.5%
$2,511/mo
You save $1,050/month ($12,595/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831059

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-31T12:57:41.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,461 /mo
$2,421 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $199,085 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $199,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$325,815
Your Cash$199,085
Total Purchase Price:$524,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,461/mo
Traditional @ 7.5%
$2,511/mo
You save $1,050/month ($12,595/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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