Laura Jewett

Laura Jewett

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Closed

$529,000

($215,942 down)
VA

680 San Gabriel Street, Redding, CA 96003

4
2
2,180 sqft
PITI Monthly
$2,494.48 /mo

Listing courtesy of: Jeffrey Reynolds, HomeSmart

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,736 /mo
$2,579 /mo

What's Special

FIREPLACE

Quietly nestled away in Alder Creek development, one of Redding's most sought after neighborhoods. This beautifully kept 4 bedroom 2 full bath 2180 sqft. home is perfectly suited for families of any size wishing to reside in this spectacularly developed area still in the heart of Redding. With the McConnell Foundation property across Shasta View, hosting numerous things throughout the year and miles of walking or running trails, several small lakes and gorgeous views of the Western sunset skyline almost every evening. Enjoy the open backyard with plenty of shade under an Evergreen tree line in the afternoon during hot summers, or a dip in the spa, under the starlight sky during the cool fall breeze. Brand New HVAC, Automatic Garage Doors - 2023, Electric Fireplace and 3 car garage, quartz counter topsPlease Contact listing Agent for viewing: Jeff Reynolds (760) 567-1906 [ ja.reynolds.realestate@gmail.com ] ( Listing Agent is a Relative of Seller )

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.6
Remaining Loan Term
21 years, 3 months
Monthly PITI
$2,494.48/mo
Estimated Loan Balance
$366,221
Cash to close
$215,942
Interest Paid
$109,517

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BlowerFan, Electric, FamilyRoom, LivingRoom, Masonry
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary, Modern
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Redding

Financial Details

  • Price per Sqft: $242.66
  • Tax Annual Amount: $6612.5
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $215,942 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $215,942!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$313,058
Your Cash$215,942
Total Purchase Price:$529,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,736/mo
Traditional @ 7.5%
$2,675/mo
You save $939/month ($11,268/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219119714DA

Listing From:

Last updated: 2025-04-01T00:34:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,736 /mo
$2,579 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,942 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $215,942!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$313,058
Your Cash$215,942
Total Purchase Price:$529,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,736/mo
Traditional @ 7.5%
$2,675/mo
You save $939/month ($11,268/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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