Laura Jewett

Laura Jewett

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Closed

$294,999

($73,459 down)
FHA

674 Orange Avenue E, Saint Paul, MN 55106

N/A
N/A
1,874 sqft
PITI Monthly
$1,606.61 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

2.9%
7.15%

Principal & Interest

$981 /mo
$1,592 /mo

What's Special

MOVE-IN READY
RENOVATED
LUXURY

Lovingly updated up/down duplex in the Payne-Phalen neighborhood, just two blocks from Payne Avenue—Saint Paul’s own Eat Street. Perfect for an Owner-Occupier looking for something that is move-in ready! Lower unit has been completely renovated while paying homage to the era of the home. Original cabinets, while everything else in the kitchen is new. Black stainless steel updated appliances, including a dishwasher. Completely new fixtures throughout the first floor. New luxury vinyl plank floors in the kitchen, and engineered hardwood in the master bedroom. Unfinished attic with loads of possibilities, and massive garage that is perfect for a workshop, studio, gym, you name it. Brand new boiler installed in January 2024 and newer roof (2012) and water heater (2020). Ask about FHA assumption!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,606.61/mo
Estimated Loan Balance
$234,141
Cash to close
$73,459
Interest Paid
$22,508

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Boiler
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Up and Down
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1908
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Stone & Mortons Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $157.42
  • Tax Annual Amount: $3706
  • On Market Date: 2024-06-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,459 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $73,459!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$221,540
Your Cash$73,459
Total Purchase Price:$294,999

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$981/mo
Traditional @ 7.5%
$1,651/mo
You save $670/month ($8,041/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6553061

Listing From: northstar

Last updated: 2024-10-29T17:06:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$981 /mo
$1,592 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,459 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $73,459!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$221,540
Your Cash$73,459
Total Purchase Price:$294,999

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$981/mo
Traditional @ 7.5%
$1,651/mo
You save $670/month ($8,041/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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