Laura Jewett

Laura Jewett

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$226,000

($48,745 down)
FHA

672 Magnolia Avenue E, Saint Paul, MN 55106

3
1
1,341 sqft
PITI Monthly
$1,705.05 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.78%
7.15%

Principal & Interest

$1,163 /mo
$1,208 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
CHARMING
AFFORDABLE

Move-In Ready Home – Cheaper Than Rent! Spacious Yard & 2-Car Garage! Why rent when you can own this charming move-in ready single-family home? This affordable gem offers incredible value with tons of natural light, thanks to its large windows that brighten every room. Step inside to a spacious kitchen with plenty of storage and prep space—perfect for home cooks and entertainers alike. The formal dining room provides an elegant setting for gatherings and special occasions. Outside, enjoy the expansive yard, offering endless possibilities for gardening, outdoor activities. The detached 2-car garage provides ample storage and convenience. Located in a great neighborhood, this home is walking distant to shopping, dining, and schools. Don't miss out on this opportunity to own for less than rent—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 1 months
Monthly PITI
$1,705.05/mo
Estimated Loan Balance
$193,786
Cash to close
$48,745
Interest Paid
$11,066

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1889
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Arlington Hills Add B40&45-49
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $168.53
  • Tax Annual Amount: $3716
  • On Market Date: 2025-02-14T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $48,745 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $48,745!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$177,255
Your Cash$48,745
Total Purchase Price:$226,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$1,163/mo
Traditional @ 7.5%
$1,253/mo
You save $89/month ($1,073/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6650419

Listing From: northstar

Last updated: 2025-03-29T02:06:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$1,163 /mo
$1,208 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $48,745 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $48,745!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$177,255
Your Cash$48,745
Total Purchase Price:$226,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$1,163/mo
Traditional @ 7.5%
$1,253/mo
You save $89/month ($1,073/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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