Laura Jewett

Laura Jewett

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Closed

$590,000

($374,986 down)
FHA

670 Holly Avenue, Oxnard, CA 93036

3
2
1,277 sqft
PITI Monthly
$1,672.07 /mo

Listing courtesy of: Lucy Rodriguez, RE/MAX Gold Coast REALTORS

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,314 /mo
$1,824 /mo

What's Special

SHOPPING
SPACIOUS
VAULTED CEILINGS
PATIO
COMMUNITY POOL

Welcome to 670 Holly Avenue 3 bedroom, 2 bath single story condo located in the Orchard Lane Terrace Community in North Oxnard. Features an open floor plan, spacious living room, vaulted ceilings, Laundry in unit and private patio with direct access 2 car garage. HOA includes community pool, sewer, trash, basic cable, water and RV parking options. Conveniently located close to parks, schools, shopping centers, The Collection and the 101 Freeway. Don't miss out schedule a viewing today to make it your new home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.16
Remaining Loan Term
19 years, 7 months
Monthly PITI
$1,672.07/mo
Estimated Loan Balance
$254,291
Cash to close
$374,986
Interest Paid
$105,241

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, SeeRemarks, Tile

Exterior

Fencing
  • Fencing: SeeRemarks
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Orchard Lane Condominium Association
  • HOA Amenities: Unknown
  • HOA Fee: $550
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $462.02
  • Tax Annual Amount: $
  • On Market Date: 2024-09-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $374,986 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $374,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$215,014
Your Cash:$374,986
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,314/mo
Traditional @ 7.5%
$1,892/mo
You save $578/month ($6,931/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-25518

Listing From:

Last updated: 2024-12-05T05:12:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.16%
7.15%

Principal & Interest

$1,314 /mo
$1,824 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $374,986 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $374,986!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$215,014
Your Cash:$374,986
Total Purchase Price:$590,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$1,314/mo
Traditional @ 7.5%
$1,892/mo
You save $578/month ($6,931/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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