Laura Jewett

Laura Jewett

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$479,000

($236,785 down)
VA

66823 Verbena Drive, Desert Hot Springs, CA 92240

3
2
1,914 sqft
PITI Monthly
$1,767.83 /mo

Listing courtesy of: Larry Hernandez, Sunset Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,102 /mo
$1,775 /mo

What's Special

DINING
PATIO

Views are just something you cant substitute for. This hill top home sits at just over 1900 Sqft. A sunken living room, kitchen with spectacular views and and a see through fire place perfect for cold winter nights. Each bedroom has ample space including the main bedroom and one of the bedrooms has a slider access to the RV parking on the side of the house. Could be a perfect rental opportunity. Lot size is 13,939. This home has served its owners well over the years. They have kept it wonderful shape. Pride of ownership here in the area is everything. Now it awaits a new homeowner(s) to bring it to a new current glory. 2 car garage, with a drive through driveway. Means plenty of parking. Then when you step into the back yard, the views are breathtaking. Covered patio and manicured plants make this a place of serenity. The den off the formal dining room is also a great size for an addition of a closet for a 4th bedroom. Complete with new solar, it checks all the boxes. Come take a look.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,767.83/mo
Estimated Loan Balance
$244,720
Cash to close
$236,785
Interest Paid
$28,020

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: MultiSided
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Vista Del Valle
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $250.26
  • Tax Annual Amount: $5987.5
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $236,785 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $236,785!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$242,215
Your Cash$236,785
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,102/mo
Traditional @ 7.5%
$1,841/mo
You save $739/month ($8,865/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW25021903

Listing From:

Last updated: 2025-02-20T05:19:28.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,102 /mo
$1,775 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $236,785 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $236,785!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$242,215
Your Cash$236,785
Total Purchase Price:$479,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,102/mo
Traditional @ 7.5%
$1,841/mo
You save $739/month ($8,865/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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