$463,888
($339,360 down)665 Phelps Drive, Merced, CA 95348
PITI Monthly
Listing courtesy of: Joann Merenda, Re/max Executive
Assumed Rate
6.54%
7.15%Principal & Interest
$807 /mo
$859 /moWhat's Special
Welcome to your dream home in the desirable Bellevue Ranch West Village subdivision of Merced, California! This stunning 4-bedroom, 2-bathroom residence, built in 2019, offers a spacious 1,789 sq ft open floor plan that’s perfect for modern living. Step inside to find a beautifully designed kitchen featuring stainless steel appliances and elegant granite countertops, making it a chef's delight. The living room and dining room combo creates an inviting space for family gatherings and entertaining. The low-maintenance backyard is perfect for outdoor relaxation, complete with a charming pergola. Enjoy the benefits of solar energy for added efficiency and savings. Conveniently located close to public transportation, this home ensures an easy commute to Merced Junior College, shopping centers, and the new UC Merced. Don’t miss the opportunity to own this remarkable property that combines comfort, style, and convenience.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 2 months
Monthly PITI
$1,515.39/mo
Estimated Loan Balance
$124,910
Cash to close
$339,360
Interest Paid
$15,101
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: CentralAir
- Heating: Central
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Unknown
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Unknown
Condition
- Year Built: 2019
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
- Has HOA: No
Location
- Region: Merced
Financial Details
- Price per Sqft: $259.3
- Tax Annual Amount: $5798.6
- On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $339,360!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: MC25053505
Listing From:
Last updated: 2025-04-03T06:56:49.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.54%
7.15%Principal & Interest
$807 /mo
$859 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $339,360!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
Apply to AssumePowered By UMe.
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