Laura Jewett

Laura Jewett

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Closed

$437,500

($175,553 down)
FHA

6620 S 43RD Street, Phoenix, AZ 85042

3
3
1,734 sqft
PITI Monthly
$1,691.95 /mo

Listing courtesy of: Michael A Troisi, Real Estate Collection

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,275 /mo
$1,857 /mo

What's Special

REMODELED
MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
LANDSCAPED
PET-FRIENDLY
COZY

Discover modern elegance in this fully remodeled Phoenix smart home. The interior showcases a pristine canvas with white paint, accentuating stainless steel appliances and marbled quartz waterfall countertops. Wood plank tile flooring adds a touch of warmth, while the bathrooms feature contemporary flair with floating vanities and toilets. A white-tiled fireplace graces the living space, creating a cozy focal point. Step outside to a landscaped paradise - an affixed pergola offers shade, complemented by a fire pit and seating for outdoor gatherings. Pavers encircle the backyard, providing a polished finish, while pet-treated turf ensures a lush, pet-friendly retreat. 3rd bedroom is a converted garage. Electric car charger conveys.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,691.95/mo
Estimated Loan Balance
$376,663
Cash to close
$175,553
Interest Paid
$30,166

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Stone, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Diving Pool, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Stone, Block
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder: unknown

Community & HOA

Community
  • Subdivision: PONDEROSA VILLAGE UNIT 2
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $252.31
  • Tax Annual Amount: $669
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $175,553 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $175,553!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$261,947
Your Cash$175,553
Total Purchase Price:$437,500

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,275/mo
Traditional @ 7.5%
$1,926/mo
You save $651/month ($7,816/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6761968

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-24T06:23:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,275 /mo
$1,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,553 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $175,553!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$261,947
Your Cash$175,553
Total Purchase Price:$437,500

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,275/mo
Traditional @ 7.5%
$1,926/mo
You save $651/month ($7,816/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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