Laura Jewett

Laura Jewett

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$620,000

($228,259 down)
VA

6616 Zinnia Street, Arvada, CO 80004

3
2
1,654 sqft
PITI Monthly
$2,207.53 /mo

Listing courtesy of: Gloria Martindale, Sanctuary Home Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,775 /mo
$2,928 /mo

What's Special

DINING
PATIO
PRIVATE BACKYARD
CUL-DE-SAC

This incredible cul-de-sac home has been lovingly cared for and has many recent updates! It is also surrounded by parks and trails, it's only a 5 minute walk to the elementary school, and a quick walk away from breath-taking views of the mountains. The functional and inviting layout is unbeatable with 2 separate living areas, a full dining area, and 3 bedrooms upstairs. It also has a non-conforming basement bedroom with an entrance from the garage- this provides a little more privacy from the house and could be the perfect place for a guest retreat, office, gym or any kind of bonus room! The private backyard is a great place to relax and entertain with an easy to maintain yard, a large patio area with hot tub hook up, a separate fenced area on the side of the house that could be great for dogs or for storage, and a shed. Recent updates include: Windows 2021, A/C 2020, Water Heater 2024, Garage Door 2024, Basement bedroom and closet built 2024, Front Door and Storm Door 2024, Attic insulated 2023, All new appliances within last 4 years, Gutter Guards 2023, Door to the backyard 2025.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,207.53/mo
Estimated Loan Balance
$393,476
Cash to close
$228,259
Interest Paid
$48,676

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Attic Fan, Central Air
  • Heating: Electric, Forced Air
Features
  • Materials: Brick, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Carpet, Concrete, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Brick, Wood Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ralston Estates
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Arvada

Financial Details

  • Price per Sqft: $374.85
  • Tax Annual Amount: $3195
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,259 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $228,259!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$391,741
Your Cash$228,259
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,775/mo
Traditional @ 7.5%
$3,038/mo
You save $1,263/month ($15,155/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3779714

Listing From: recolorado

Last updated: 2025-04-02T21:25:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,775 /mo
$2,928 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $228,259 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $228,259!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$391,741
Your Cash$228,259
Total Purchase Price:$620,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,775/mo
Traditional @ 7.5%
$3,038/mo
You save $1,263/month ($15,155/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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