Laura Jewett

Laura Jewett

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$295,000

($20,214 down)
VA

6615 Lamplight Drive, Albertville, MN 55301

3
3
1,864 sqft
PITI Monthly
$1,976.17 /mo

Listing courtesy of: , Keller Williams Classic Rlty NW

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,537 /mo
$1,938 /mo

What's Special

SPACIOUS
FIREPLACE
WALK-IN CLOSET
CLUBHOUSE
COZY

Discover the perfect move-in-ready townhouse in the desirable Towne Lakes neighborhood of Albertville! This spacious 3-bedroom, 3-bathroom townhome is one of only four in the community boasting 1,864 square feet, making it a true hidden gem. The main level features a spacious eat-in kitchen with stunning custom hickory cabinets and elegant maple trim, a cozy living room with a fireplace, and an inviting layout perfect for entertaining or relaxing. Upstairs, the oversized 325-square-foot primary bedroom suite offers a private bath and walk-in closet, providing the ultimate retreat. Two additional bedrooms, a convenient laundry room, and an expansive loft—ideal for an office, playroom, or second living space—complete the upper level. Located in the heart of Albertville, this home gives you access to amazing community amenities, including a pool, the Bark Park, and The Barn clubhouse, perfect for hosting events like birthdays and graduations. Don't miss the opportunity to live in a home that combines comfort, style, and community!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,976.17/mo
Estimated Loan Balance
$275,575
Cash to close
$20,214
Interest Paid
$38,513

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Below Ground, Heated, Shared

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Towne Lakes 4th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Acuity Group
  • HOA Amenities: Unknown
  • HOA Fee: $330
  • HOA Frequency: $Monthly
Location
  • Region: Albertville

Financial Details

  • Price per Sqft: $158.26
  • Tax Annual Amount: $3612
  • On Market Date: 2025-03-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $20,214 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $20,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$274,786
Your Cash$20,214
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,537/mo
Traditional @ 7.5%
$2,011/mo
You save $474/month ($5,682/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6681222

Listing From: northstar

Last updated: 2025-04-01T03:32:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,537 /mo
$1,938 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $20,214 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $20,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$274,786
Your Cash$20,214
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,537/mo
Traditional @ 7.5%
$2,011/mo
You save $474/month ($5,682/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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