Laura Jewett

Laura Jewett

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Closed

$569,000

($183,281 down)
VA

659 Amelia Lane, Lafayette, CO 80026

3
2
940 sqft
PITI Monthly
$2,188.95 /mo

Listing courtesy of: Cindy Munoz, Redfin Corporation

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,748 /mo
$2,858 /mo

What's Special

LOCATION
SHOPPING
DINING
MODERN
HOME OFFICE
PATIO
BALCONY
MOUNTAIN VIEWS
EFFICIENT

Incredible opportunity to own a highly energy-efficient Markel home in the desirable and close-knit Silver Creek community of Lafayette. This urban, chic, and modern residence offers ease of maintenance with a low HOA. Enjoy breathtaking mountain views from the oversized balcony, perfect for relaxing and taking in the scenery. The home features two bedrooms located on separate levels for added privacy. A convenient mudroom off the garage includes a bench seat and coat hooks. The bright and cheerful upper level boasts an open-concept living room and a sleek, modern kitchen. Step outside to the expansive balcony for easy outdoor dining. The bonus/flex room is ideal for a home office or yoga space. Laundry days are a breeze with a stackable washer and dryer. The small, fenced-in front yard includes a nice patio and landscaping, while the 1-car attached garage provides ample parking and storage. Situated in a fantastic location within walking distance to the community park, and just minutes from groceries, shopping, dining, and major roads. This move-in-ready modern gem is waiting for you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,188.95/mo
Estimated Loan Balance
$399,133
Cash to close
$183,281
Interest Paid
$40,487

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco, Wood Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 2019
Details
  • Builder: Markel Homes

Community & HOA

Community
  • Subdivision: Silver Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: SILVER CREEK MASTER ASSOCIATION
  • HOA Amenities: Unknown
  • HOA Fee: $61.77
  • HOA Frequency: $Monthly
Location
  • Region: Lafayette

Financial Details

  • Price per Sqft: $605.32
  • Tax Annual Amount: $3297
  • On Market Date: 2024-07-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $183,281 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $183,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$385,719
Your Cash$183,281
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,748/mo
Traditional @ 7.5%
$2,964/mo
You save $1,217/month ($14,600/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3327947

Listing From: recolorado

Last updated: 2024-10-01T18:10:39.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,748 /mo
$2,858 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $183,281 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $183,281!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$385,719
Your Cash$183,281
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,748/mo
Traditional @ 7.5%
$2,964/mo
You save $1,217/month ($14,600/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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