Laura Jewett

Laura Jewett

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Closed

$320,000

($95,287 down)
FHA

6594 Vine Rd, Magalia, CA 95954

2
2
1,605 sqft
PITI Monthly
$1,317.83 /mo

Listing courtesy of: Chelsea Black, Keller Williams Realty Chico Area

Assumed Rate

2.87%
7.15%

Principal & Interest

$997 /mo
$1,625 /mo

What's Special

MOUNTAIN VIEWS

Looking for a quiet home amongst the trees? You've got to check out this home! Located at the end of a private road and backing up to the National Forest it is your private retreat. With a newly updated kitchen and bathrooms, laminate flooring, and an oversized garage, this home has everything you need. With 2 main floor bedrooms and bathrooms, there is also an extra room downstairs which could easily be converted to a bedroom, home gym, or additional living room. Additionally, there is a 15x11 building with endless opportunities and two additional sheds. This place is a nature lover's dream, with numerous flourishing gardens and endless mountain views, it is ready for you to move in and enjoy.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,317.83/mo
Estimated Loan Balance
$225,172
Cash to close
$95,287
Interest Paid
$23,798

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: SeeRemarks, WallWindowUnits
  • Heating: WoodStove
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: NearNationalForest
HOA
  • Has HOA: No
Location
  • Region: Magalia

Financial Details

  • Price per Sqft: $199.38
  • Tax Annual Amount: $
  • On Market Date: 2024-06-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $95,287 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $95,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$224,713
Your Cash$95,287
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$997/mo
Traditional @ 7.5%
$1,685/mo
You save $688/month ($8,255/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24131863

Listing From:

Last updated: 2024-10-09T21:46:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$997 /mo
$1,625 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,287 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $95,287!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$224,713
Your Cash$95,287
Total Purchase Price:$320,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$997/mo
Traditional @ 7.5%
$1,685/mo
You save $688/month ($8,255/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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