Laura Jewett

Laura Jewett

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Closed

$635,000

($344,476 down)
FHA

657 S BUENAGUA Road, Payson, AZ 85541

3
3
1,335 sqft
PITI Monthly
$1,981.89 /mo

Listing courtesy of: Sharon Carstens, Shields Regal Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,386 /mo
$2,156 /mo

What's Special

FIREPLACE
WALK-IN CLOSET
DECK
RENTAL INCOME

Enjoy cabin life in the desirable Kohls Ranch community with this furnished cabin with a large loft and fireplace! Separate entrance on the first level opens to a studio cabin apartment with one bedroom and bathroom that can be used as guest quarters and/or extra rental income possibilities. The 2nd level main cabin provides a full bedroom, walk-in closet, 1.5 bathrooms, laundry room and a LOFT with additional beds currently used as a 3rd bedroom. Double lot has fruit trees (cherry, peach, and apple), a child treehouse, deck, shed, and a private ''quad road'' to drive to the deck and main cabin level from main road. Come see this cherished cabin and envision the memories you can make for yourself.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,981.89/mo
Estimated Loan Balance
$390,788
Cash to close
$344,476
Interest Paid
$46,606

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: See Remarks, Mini Split, Ceiling Fan(s)
  • Heating: Mini Split, Electric, Floor Furnace, Wall Furnace
Features
  • Materials: Siding, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic in & Cnctd
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Siding, Frame - Wood
  • Roof: Metal
Condition
  • Year Built: 1984
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: KOHL'S RANCH
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $475.66
  • Tax Annual Amount: $2437
  • On Market Date: 2024-09-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,476 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $344,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$290,524
Your Cash:$344,476
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,386/mo
Traditional @ 7.5%
$2,237/mo
You save $851/month ($10,209/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6752167

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-24T17:20:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,386 /mo
$2,156 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $344,476 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $344,476!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$290,524
Your Cash:$344,476
Total Purchase Price:$635,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,386/mo
Traditional @ 7.5%
$2,237/mo
You save $851/month ($10,209/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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