Laura Jewett

Laura Jewett

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Closed

$475,000

($168,359 down)
VA

6532 Bell Bluff Ave, San Diego, CA 92119

2
1
806 sqft
PITI Monthly
$1,548.25 /mo

Listing courtesy of: Matt Roth, MATT ROTH

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,382 /mo
$2,219 /mo

What's Special

LOCATION
SERENE
MINUTES AWAY
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
PATIO
LANDSCAPED
FAMILY-FRIENDLY
CONVENIENT LOCATION
PUBLIC TRANSPORTATION
CHARMING

Nestled in the serene neighborhood of San Carlos in San Diego, this charming 2 Bedroom townhome-style condo offers a tranquil retreat in a lushly landscaped setting. Tucked away from the main road, enjoy the privacy of your own spacious patio, perfect for relaxing or entertaining. Comfort is key with a newer 3-zone ductless mini-split HVAC system, ensuring you stay cool during those warm summer days. Step inside to an open-concept living space where the kitchen, living room, and dining area flow seamlessly together. The kitchen boasts sleek stainless steel appliances, maple cabinets, a pantry, and a breakfast bar with seating for two. The home includes a one-car attached garage with an assigned space and three storage units (marked as Number 2), as well as an additional uncovered parking space (Number 32), conveniently located just outside the patio gate, providing easy access to the rear entrance and sliding glass door. The community itself is a green oasis, featuring meticulously maintained grounds, a sparkling pool, a picnic area, and a fenced grassy area for recreation. Outdoor enthusiasts will love the proximity to Mission Trails Regional Park, with hiking trails just across the street, offering endless opportunities for adventure and exploration. Don't miss the chance to make this peaceful haven your new home! VA APPROVED! San Carlos is one of San Diego's hidden gems, offering residents a perfect balance between suburban tranquility and urban convenience. Located in the northeastern part of the city, this established community is known for its family-friendly atmosphere, abundant outdoor activities, and close-knit neighborhood feel. Scenic Beauty and Outdoor Recreation San Carlos is perhaps best known for its proximity to Mission Trails Regional Park, one of the largest urban parks in the United States. Spanning over 7,000 acres, this natural haven offers a wide array of outdoor activities, from hiking and mountain biking to bird watching and rock climbing. Cowles Mountain, the highest point in San Diego, is a popular hiking destination within the park, offering panoramic views of the city and beyond. The park's extensive trail network and varied terrain make it a favorite for nature enthusiasts and outdoor adventurers alike. Lake Murray, another local treasure, is just minutes away from San Carlos. This picturesque reservoir is ideal for boating, fishing, and picnicking, with a 6.4-mile paved path around the lake that’s perfect for walking, jogging, or cycling. The lake is a popular spot for families and individuals looking to enjoy the outdoors in a peaceful setting. Community and Lifestyle San Carlos has a strong sense of community, reflected in its well-maintained homes, tree-lined streets, and friendly neighbors. The area is primarily residential, featuring a mix of single-family homes, townhomes, and condos, with architecture that ranges from mid-century modern to contemporary styles. Many properties boast spacious yards, mature landscaping, and stunning views of the surrounding hills and mountains. The community is served by highly-rated public and private schools, making it a desirable location for families with children. The San Carlos Library is a central hub for residents, offering a variety of programs, events, and resources for all ages. For shopping, dining, and entertainment, San Carlos residents have easy access to nearby commercial areas, including Grossmont Center, a regional shopping mall in neighboring La Mesa. Here, you’ll find a variety of retail stores, restaurants, and a movie theater. Additionally, the community is within a short drive of Mission Valley, a major commercial and entertainment district with extensive shopping, dining, and recreational options. Convenient Location San Carlos offers the best of both worlds—a peaceful suburban environment with convenient access to major highways and public transportation. The community is bordered by the 8, 125, and 52 freeways, provid...

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,548.25/mo
Estimated Loan Balance
$308,492
Cash to close
$168,359
Interest Paid
$34,522

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: SeeRemarks, WallWindowUnits
  • Heating: Combination, Electric, Radiant
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Carlos
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Carefree San Carlos
  • HOA Amenities: Unknown
  • HOA Fee: $360
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $589.33
  • Tax Annual Amount: $
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $168,359 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $168,359!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$306,641
Your Cash$168,359
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,382/mo
Traditional @ 7.5%
$2,302/mo
You save $920/month ($11,041/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020192SD

Listing From:

Last updated: 2024-11-18T23:44:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,382 /mo
$2,219 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,359 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $168,359!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$306,641
Your Cash$168,359
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,382/mo
Traditional @ 7.5%
$2,302/mo
You save $920/month ($11,041/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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