Laura Jewett

Laura Jewett

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Pending

$425,000

($10,438 down)
FHA

6526 Smoketree Circle, Lancaster, CA 93536

5
3
2,880 sqft
PITI Monthly
$3,182.02 /mo

Listing courtesy of: Sirilo Ortiz, eXp Realty of Greater Los Angeles

Assumed Rate

4.14%
7.15%

Principal & Interest

$2,260 /mo
$3,143 /mo

What's Special

LOCATION
SERENE
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
LANDSCAPED
COZY
SOLAR PANELS

Welcome to 6526 Smoketree Circle, a beautiful and spacious Single Family Residence located in the highly sought-after Quartz Hill area of Lancaster, CA 93536. This home boasts 5 bedrooms and 3 bathrooms, offering plenty of space for your family to grow and thrive. Whether you're hosting family gatherings, working from home, or simply enjoying the serene atmosphere, this home has everything you need. Key Features: Bedrooms: 5 spacious bedrooms, including a large master suite with a cozy fireplace, walk-in closet, and a private en-suite bathroom. Bathrooms: 3 well-appointed bathrooms, designed for convenience and comfort, ensuring there’s plenty of space for everyone. Living Areas: A formal living room, a large family room with a fireplace, and a formal dining area provide multiple areas for relaxation and entertaining. Kitchen: The gourmet kitchen features stainless steel appliances, a large island, a six-burner cooktop, double ovens, and a walk-in pantry, perfect for cooking enthusiasts and hosting dinner parties. Solar Panels: Enjoy energy efficiency with the home’s solar panels, helping to reduce electricity costs while contributing to a greener environment. Bonus Spaces: A downstairs office that can be easily converted into a fifth bedroom, and a large craft room upstairs provides flexible living options. Outdoor Living: The beautifully landscaped backyard is an oasis, complete with a covered patio, waterfalls, an outdoor fireplace, a koi pond, and lush greenery. This space is perfect for entertaining or enjoying peaceful moments outdoors. Parking: The home includes a side gate with RV parking that can accommodate up to 50 feet of recreational vehicles, making it ideal for RV owners. Location Highlights: Schools: Located within walking distance to Joe Walker Middle School and Quartz Hill High School, both part of the Antelope Valley Union High School District, ensuring great educational opportunities for your children. Shopping & Dining: Conveniently close to shopping centers such as Walmart Supercenter, Food 4 Less, and local dining options, making everyday errands and meals a breeze. Freeway Access: The property offers easy access to the Antelope Valley Freeway (CA-14), making commuting and traveling to nearby areas quick and convenient. Public Amenities: Parks, recreational centers, and other community amenities are just a short drive away, providing a balanced lifestyle of comfort and convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$3,182.02/mo
Estimated Loan Balance
$612,108
Cash to close
$10,438
Interest Paid
$106,497

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $147.57
  • Tax Annual Amount: $5312.5
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $10,438 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $10,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$414,562
Your Cash$10,438
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$2,260/mo
Traditional @ 7.5%
$3,261/mo
You save $1,001/month ($12,011/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25064274

Listing From:

Last updated: 2025-03-26T19:29:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$2,260 /mo
$3,143 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $10,438 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $10,438!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$414,562
Your Cash$10,438
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$2,260/mo
Traditional @ 7.5%
$3,261/mo
You save $1,001/month ($12,011/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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