Laura Jewett

Laura Jewett

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Pending

$440,000

($214,131 down)
VA

649 Widick Street, Colorado Springs, CO 80911

5
3
2,504 sqft
PITI Monthly
$1,573.16 /mo

Listing courtesy of: Monica Breckenridge, Pink Realty

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,250 /mo
$1,794 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
SOAKING TUB
SEPARATE SHOWER
FINISHED BASEMENT
HOME OFFICE
PATIO
MOUNTAIN VIEWS
COZY

Spacious 5BR, 3BA, 4-level home nestled in the quiet, established neighborhood of Fountain Valley Ranch. Boasting 2,538 sq. ft. of thoughtfully designed living space, this well-maintained home offers gorgeous mountain views, vaulted ceilings, window blinds and an open floor plan filled with natural light. With central air and heat, a newer furnace and water heater, and multiple living spaces, this home is perfect for both comfort and functionality. The Front Entry welcomes you with vinyl flooring and a coat closet for storage. The spacious Living and Dining room features neutral carpet and a stylish light fixture. The Kitchen is well-equipped with wood cabinetry, ample counter space, and stainless steel appliances, including a gas range oven, built-in microwave, dishwasher, and side-by-side refrigerator. An Eat-In Nook provides a casual dining space. The upper level hosts 3 BRS, all with neutral carpet. The Primary Suite features a lighted ceiling fan, double closets, and an adjoining 5-piece Bathroom with a dual sink vanity, soaking tub, and separate shower. 2 addtl BRs share a Full Bathroom with a vanity, mirror, and tub/shower. The lower level offers a cozy Family Room with neutral carpet, a lighted ceiling fan, and a gas-log fireplace—perfect for chilly nights. A sliding glass door opens to the backyard patio. The finished basement provides flexible living space, ideal for a 2nd Family Room, Home Office, Gym, or Craft Room. 2 addtl BRs and a Full Bathroom make this level an excellent private retreat for guests or in-laws. The fenced backyard features a patio, perfect for outdoor dining or relaxation. The attached 2-car garage has a door opener for added convenience. Ideally located just north of downtown Fountain, this delightful home is only 10 miles south of Colorado Springs and close to shopping, dining, and entertainment with an easy commute to Fort Carson and Peterson Space Force Base. Don't miss the opportunity to make this MOVE-IN READY home your own.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.88
Remaining Loan Term
22 years, 7 months
Monthly PITI
$1,573.16/mo
Estimated Loan Balance
$274,800
Cash to close
$214,131
Interest Paid
$70,980

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fountain Valley Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Fountain Valley Ranch Filing # 6 & 3b HOA
  • HOA Amenities: Unknown
  • HOA Fee: $36
  • HOA Frequency: $Annually
Location
  • Region: Colorado Springs

Financial Details

  • Price per Sqft: $175.72
  • Tax Annual Amount: $2082
  • On Market Date: 2025-02-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $214,131 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $214,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$225,869
Your Cash$214,131
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,250/mo
Traditional @ 7.5%
$1,861/mo
You save $611/month ($7,332/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6515365

Listing From: recolorado

Last updated: 2025-03-06T16:14:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.88%
7.15%

Principal & Interest

$1,250 /mo
$1,794 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,131 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $214,131!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.88% Sellers Rate
$225,869
Your Cash$214,131
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.88%
$1,250/mo
Traditional @ 7.5%
$1,861/mo
You save $611/month ($7,332/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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