Laura Jewett

Laura Jewett

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$415,000

($235,045 down)
FHA

6488 Boulder Drive, Magalia, CA 95954

4
3
2,269 sqft
PITI Monthly
$1,904.22 /mo

Listing courtesy of: Alisha Fickert, Keller Williams Realty Chico Area

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,126 /mo
$1,672 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DECK
CHARMING
COZY

NEW YEARS SPECIAL! GORGEOUS 4 BEDROOM, 3 BATHROOM HOME ON HALF ACRE! This stunning property offers everything you've been searching for and more. With room for RV or boat parking and an oversize 3-car garage, there's ample space for all your vehicles and toys. Step into the heart of the home, where the kitchen boasts elegant granite countertops, a cozy breakfast nook, a pantry, and an abundance of cabinets and counter space, perfect for both everyday meals and entertaining. Enjoy solar system that helps keep energy costs low. The expansive back deck is the ideal spot for outdoor gatherings, overlooking a newer cedar wood fenced backyard complete with a charming fish pond and a newer nice large shed for extra storage. Inside, the home exudes warmth and style. The formal dining room features a striking granite hearth fireplace, creating the perfect ambiance for special occasions. The living room impresses with high vaulted ceilings and a second cozy fireplace, ideal for relaxing evenings. Retreat to the spacious primary bedroom, which opens to the back deck through elegant French doors. The primary bathroom is a true oasis with a dual sink vanity, a luxurious jetted tub, a tile shower, and a big walk-in closet. Even chores are a breeze with a laundry room that offers plenty of counter space, a sink, and ample cabinet space. Newer leaf filter gutters throughout. Don't miss your chance to own this great home! Plus, the seller has already paid for the following reports: septic, termite, roof, hvac & whole house!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.6
Remaining Loan Term
17 years, 6 months
Monthly PITI
$1,904.22/mo
Estimated Loan Balance
$180,539
Cash to close
$235,045
Interest Paid
$96,465

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: DiningRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: GoodCondition, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Magalia

Financial Details

  • Price per Sqft: $182.9
  • Tax Annual Amount: $5437.5
  • On Market Date: 2024-08-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $235,045 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $235,045!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$179,955
Your Cash:$235,045
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,126/mo
Traditional @ 7.5%
$1,735/mo
You save $609/month ($7,308/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24158737

Listing From:

Last updated: 2025-01-14T01:57:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.6%
7.15%

Principal & Interest

$1,126 /mo
$1,672 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,045 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $235,045!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.6% Sellers Rate
$179,955
Your Cash:$235,045
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 3.6%
$1,126/mo
Traditional @ 7.5%
$1,735/mo
You save $609/month ($7,308/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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