Laura Jewett

Laura Jewett

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Closed

$1,299,000

($632,995 down)
VA

6455 San Gabriel Road, Atascadero, CA 93422

4
3
3,014 sqft
PITI Monthly
$4,574.74 /mo

Listing courtesy of: Lauri Strain, Attune Real Estate

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,005 /mo
$4,851 /mo

What's Special

REMODELED
SPACIOUS
MODERN
LUXURY
FIREPLACE
HOME OFFICE
PATIO
COZY

Discover this exceptional 3,014-square-foot, two-story estate, where luxury meets countryside living. Nestled among majestic oaks in northwest Atascadero, this 4-bedroom, 3-bath gated, private and fully fenced property offers a rare opportunity: a sophisticated, move-in-ready home with ranchette capabilities, all within minutes of town and centrally located to San Luis Obispo, Morro Bay and Paso Robles. This well built home features a recently upgraded kitchen including premium quartzite countertops, a farmhouse sink, convenient pot filler, walk in pantry and custom batten board wall treatments throughout. The lower level offers 2 spacious living areas with a cozy updated stone fireplace while modern amenities include smart blinds & water softener, whole house filtration system, leaf gutter guards, new water heater and ceiling fans throughout. Elegant touches continue throughout with travertine floors downstairs and hardwood flooring upstairs where you will find the main suite offering a beautifully remodeled bathroom plus three guestrooms and fully updated guest bath. The backyard is an entertainers delight offering a custom covered patio with pergola, built in Santa Maria style BBQ station, additional gas BBQ and saucepan burner plus an inviting fire pit area to enjoy on those cool winter evenings. This property is an amazing fit for the hobby farmer or 4-H enthusiast and comes complete with perimeter and cross fencing, round pen, chicken coop with large run, multiple outbuildings including shed/workshop and an ideal setup for goats and other livestock. The private hilltop clearing is a beautiful setting for scenic picnics and gatherings. A bonus room off the garage, complete with heating and A/C, offers flexible space for a home office, gym, or studio. The perfect balance of rural charm and modern convenience awaits. Call your realtor today to schedule a private showing.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$4,574.74/mo
Estimated Loan Balance
$911,956
Cash to close
$632,995
Interest Paid
$76,060

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, Fireplaces
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: CrossFenced, GoatType, Livestock, Security, Vinyl
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Concrete
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision: ATNorthwest(20)
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Atascadero

Financial Details

  • Price per Sqft: $430.99
  • Tax Annual Amount: $16237.5
  • On Market Date: 2024-10-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $632,995 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $632,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$666,005
Your Cash$632,995
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,005/mo
Traditional @ 7.5%
$5,032/mo
You save $2,027/month ($24,324/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24218530

Listing From:

Last updated: 2024-11-10T22:39:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$3,005 /mo
$4,851 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $632,995 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $632,995!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$666,005
Your Cash$632,995
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$3,005/mo
Traditional @ 7.5%
$5,032/mo
You save $2,027/month ($24,324/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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