Laura Jewett

Laura Jewett

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Closed

$589,900

($168,093 down)
VA

6450 Highland Hills Curve S, Cottage Grove, MN 55016

3
3
2,376 sqft
PITI Monthly
$2,554.02 /mo

Listing courtesy of: , Century 21 Affiliated*

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,908 /mo
$3,100 /mo

What's Special

LANDSCAPED
WALKING TRAILS
PLAYGROUND

Talk to your agent about how you can take over this sellers loan at a 2.8%!! You read that right!! Welcome home to this stunning 3 bed, 2.5 bath home! Invite your friends and family because the backyard is calling for entertaining! It has been professionally landscaped and backs up to the pond with no neighbors behind you and fenced in! One of the best lots in the neighborhood. Basement is unfinished and ready for a 4th bedroom and a possible 5th bedroom in the upper loft. Home is located near Peter Thompson Park that has a hockey rink, baseball field, basketball court and playground! Neighborhood is surrounded by wooded walking trails. Lastly, calling all electric car owners, your charger has been installed in the garage and waiting to be used!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,554.02/mo
Estimated Loan Balance
$422,697
Cash to close
$168,093
Interest Paid
$54,815

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hawthrone
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $248.27
  • Tax Annual Amount: $5751
  • On Market Date: 2024-05-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,093 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $168,093!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$421,807
Your Cash$168,093
Total Purchase Price:$589,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,908/mo
Traditional @ 7.5%
$3,216/mo
You save $1,308/month ($15,692/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6533559

Listing From: northstar

Last updated: 2024-09-11T17:58:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,908 /mo
$3,100 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,093 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $168,093!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$421,807
Your Cash$168,093
Total Purchase Price:$589,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,908/mo
Traditional @ 7.5%
$3,216/mo
You save $1,308/month ($15,692/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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